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Register of general insurance

The institutions listed below are regulated by APRA in accordance with Section 122 of the Insurance Act.

Updated 17 June 2024

Certain insurers listed below have condition(s) on their authorisation and/or have been authorised by virtue of determinations made by APRA under items 4 and 5 of Schedule 2 of the General Insurance Reform Act 2001

  • AAI Limited
  • Achmea Schadeverzekeringen N.V.
  • AIG Australia Limited
  • Aioi Nissay Dowa Insurance Company Australia Pty Ltd
  • Allianz Australia Insurance Limited

  • Allied World Assurance Company Limited
  • Ansvar Insurance Limited
  • ANZ Lenders Mortgage Insurance Pty. Limited

  • Chubb Insurance Australia Ltd
  • CIC Allianz Insurance Limited

  • Compagnie Francaise D'Assurance Pour Le Commerce Exterieur (trading as Coface Australia)
  • Domestic & General Insurance PLC

  • Employers Mutual Limited

  • Everest International Reinsurance Ltd
  • Factory Mutual Insurance Company
  • First American Title Insurance Company of Australia Pty Limited
  • General Reinsurance Australia Ltd
  • Great Lakes Insurance SE
  • Guild Insurance Limited
  • Hallmark General Insurance Company Ltd.
  • Hannover Rück SE
  • HDI Global SE
  • HDI Global Specialty SE
  • Helia Insurance Pty Limited (formerly Genworth Financial Mortgage Insurance Pty Limited)

  • Hollard Insurance Company Pty Ltd (The)
  • Hollard Insurance Partners Limited
  • Hospitality Industry Insurance Limited (formerly Hotel Employers Mutual Limited)

  • Insurance Australia Limited
  • Insurance Manufacturers of Australia Pty Limited
  • Ivory Insurance Pty Ltd

  • LFI Group Pty Ltd
  • LawCover Insurance Pty Limited 
    Notice varying conditions on Authorisation to carry on insurance business in Australia
  • Liberty Mutual Insurance Company
  • MDA National Insurance Pty Ltd
  • Medical Insurance Australia Pty Ltd
  • MIPS Insurance Pty Ltd
  • Mitsui Sumitomo Insurance Company Limited
  • Munchener Ruckversicherungs-Gesellschaft (Munich Reinsurance Company)
  • NorthStandard Limited (formerly The North of England Protecting and Indemnity Association Limited)
  • Optus Insurance Services Pty Limited

  • Pacific International Insurance Pty Limited
  • Petsure (Australia) Pty Ltd

  • QBE Insurance (Australia) Limited
  • QBE Insurance (International) Pty Limited
  • QBE Lenders' Mortgage Insurance Limited

  • RAA Insurance Limited
  • RAC Insurance Proprietary Limited
  • RACQ Insurance Limited
  • RACT Insurance Pty. Ltd
  • RenaissanceRe Europe AG
  • SCOR Reinsurance Asia Pacific Pte. Ltd
  • Sompo Japan Insurance Inc.
  • Southern Cross Benefits Limited

  • Sovereign Insurance Australia Pty Ltd
  • St Andrew's Insurance (Australia) Pty Ltd
  • StateCover Mutual Limited
  • Stewart Title Limited

  • Swiss Re Asia Pte. Ltd.

  • Swiss Re International SE
  • The New India Assurance Co. Limited
  • Tokio Marine & Nichido Fire Insurance Co., Ltd.
  • Transatlantic Reinsurance Company
  • TT Club Mutual Insurance Limited
  • Virginia Surety Company, Inc.
  • XL Insurance Company SE
  • Youi Pty Ltd
  • Zurich Australian Insurance Limited

Part VII, section 93 of the Insurance Act 1973 (the Act) authorises Lloyd's Underwriters to write Australian insurance business.

Sections 65 to 73 of the Act provide for special Australian policyholder protection provisions associated with Lloyd's.

Lloyd's underwriting members, whether as individuals or companies, conduct their business in groups known as "syndicates". A member may belong to a number of syndicates, varying in size and underwriting different types of insurance and levels of risk. The Lloyd's market currently comprises some 84 syndicates (2009). Each syndicate is an annual venture – at the end of each year, the syndicate ceases writing new business and new syndicates are formed for the following year. It is relevant to note that a member underwrites for its own account on a syndicate; it is not in partnership and does not have any joint liability with any other members underwriting on that syndicate.

In practice, the members usually arrange their own participation in a syndicate or syndicates in conjunction with advice they may receive from their registered "members' agent". Each member must appoint a Lloyd's registered members' agent who will select and/or give advice on syndicate participation and generally administer the member's insurance business. Any particular members' agent may look after many members and is paid a fee and commission from each member.

Syndicates are managed by Lloyd's registered "managing agents". A managing agent is responsible for the underwriting and management of each syndicate it establishes. The managing agent does not perform the underwriting role, this role is performed by suitably qualified and experienced underwriters who are appointed to each managed syndicate. It is the syndicate members who undertake liability under the insurance contracts arranged by these underwriters.

Syndicates may also issue authorities to certain underwriting agents and brokers (known as coverholders) in Australia to accept business within specified classes on their behalf.

Facilitating the conduct of the insurance business by Lloyd's members is the Corporation of Lloyd's, a non-profit organisation which is financed by subscriptions from underwriting members, and provides the physical infrastructure, the administrative staff, the accounting systems and other services which enable the membership to transact insurance business.

General insurers listed as being in run-off are restricted by APRA from writing new or renewal insurance business. However, the company may still be acting as an insurance agent, broker or underwriting agent for other general insurers.


InsurerYear run-off commenced

Australian Family Assurance Limited (in Liquidation)



Boral Insurance Pty Limited


Catholic Church Insurance Limited


Commonwealth Steamship Insurance Company Pty Ltd


Commonwealth Steamship Insurance Company Pty Ltd


Corrvas Insurance Pty Ltd


Credicorp Insurance Pty. Ltd.


Eric Insurance Limited


Gordian Runoff Limited


Helia Indemnity Limited


Master Butchers Co-operative Ltd



MetLife General Insurance Limited


RealCover Insurances Pty Limited

Variation of licence conditions: RealCover


 SiriusPoint International Forsakringsaktiebolag (publ)


Revoked general insurers have transferred their insurance liabilities to another insurance company. Most of these exits were a result of existing insurance groups adjusting their corporate structures and the insurance liabilities were transferred to a parent or related insurer. In some cases, the brand name of the revoked insurer may continue to exist in relation to its business as an insurance agent, broker or underwriting agent for other general insurers.

Revoked insurersDate of revocation
ADFA Insurance Pty Ltd7 April 2003
​A.F.G. Insurances Limited​13 August 2015
Alea Europe AG4 April 2002
Alea London Limited19 December 2008
​American Home Assurance Company22 December 2011​
American International Assurance Company (Australia) Limited30 November 2007
AMP General Insurance Limited25 June 2003
​ANZCover Insurance Pty Ltd​3 September 2015
Aioi Nissay Dowa Insurance Company Limited15 March 2024
Arch LMI Pty Ltd16 December 2022
​Atradius Credit Insurance N.V.​30 January 2017
Allianz Australia General Insurance Pty Limited21 December 2023
​Australian Alliance Insurance Company Limited​30 September 2013
​Australian Associated Motor Insurers Limited​30 September 2013
Australian International Insurance Limited19 February 2008
Australia Pacific Professional Indemnity Insurance Company Ltd30 June 2004
​AXA Insurance Australia Limited​30 June 2014
Axa Re Asia Pacific Pte Ltd10 March 2005
AXA Corporate Solutions Assurance8 November 2019
​AXIS Specialty Europe SE​27 March 2017
Budget Insurance Company Limited3 June 2008
Calliden Group Limited23 November 2007
​Calliden Insurance Limited​13 June 2017
Calliden Limited15 December 2008
Cavell Insurance Company Limited19 June 2009
​CGU Insurance Limited​25 September 2017
​CGU-VACC Insurance Limited​25 September 2017
​Chubb Insurance Company of Australia Limited​24 February 2017
​Church Bay Limited22 December 2011​
Colonial Protection Insurance Pty Limited31 October 2006
Combined Insurance Company of America22 December 2010
Commercial Alliance Lenders Mortgage Insurance Limited18 January 2002
Cumis Insurance Society Inc​17 August 2012​
​Curasalus Insurance Pty Ltd​5 May 2011
Dentists' Sickness and Accident Insurance Pty Ltd26 May 2004
Elders Insurance Ltd​13 December 2012​
FAI Allianz Limited12 November 2002
Farmers' Mutual Insurance Limited13 February 2007
FM Insurance Company Limited28 June 2022
GE Capital Insurance (Australia) Pty Limited26 June 2002
GE Capital Mortgage Insurance Corporation (Australia) Pty Limited11 August 2004
GE Mortgage Insurance Pty Ltd11 August 2004
GE Reinsurance Corporation1 October 2002
​General Reinsurance AG​26 June 2015
​GIO General Limited​30 September 2013
Gordian Mortgage Insurance Limited6 November 2002
​HBF Insurance Pty Ltd​25 September 2017
HDI-Gerling Australia Insurance Company Pty Limited21 December 2010
HSB Engineering Insurance Limited23 December 2020
​IAG Re Australia Limited​25 September 2017
Iag Re Limited19 November 2007
​Lionheart Insurance Pty Ltd​2 June 2014
​Long Grove Insurance Company Limited​13 January 2017
MDU Australia Insurance Co Pty Limited15 August 2008
Mercantile Mutual Insurance (Workers Compensation) Limited21 June 2002
​MGIC Australia Pty Limited​22 March 2016
MMIA Pty Limited18 July 2008
​Mortgage Risk Management Pty Ltd​17 December 2015
​MTA Insurance Limited​30 September 2015
Munich Reinsurance America Inc15 March 2011
Munich Reinsurance Company of Australasia Limited17 May 2005
Municipal Mutual Insurance Limited27 January 2010
​Mutual Community General Insurance Pty Ltd​25 September 2017
NAC Reinsurance International Limited12 March 2002
​Nipponkoa Insurance Company Limited​26 August 2014
​Norna Limited26 September 2014​
North Insurances Pty Ltd30 March 2022
NRG London Reinsurance Company Ltd23 November 2007
NRG Victory Australia Limited17 December 2007
NTI Limited28 June 2002
OnePath General Insurance Pty Limited8 February 2024
Ovoid Insurance Pty Limited19 September 2005
​Permanent LMI Pty. Limited​9 August 2013
PMI Indemnity Limited1 August 2006
​Poseidon Insurance Co Pty Ltd​27 June 2016
Professional Indemnity Insurance Company Australia Pty. Limited30 June 2008
Professional Insurance Australia Pty Ltd28 June 2022
Progressive Direct Insurance Company22 February 2018
RACI Pty Ltd24 June 2002
Reward Insurance Limited22 March 2004
Riverstone (Stockholm) Insurance Corporation (Publ)12 March 2002
Scor Switzerland Ltd21 December 2009
SGIC General Insurance Limited11 February 2005
SGIO Insurance Limited11 February 2005
Sphere Drake Insurance Limited20 October 2009
​St George Insurance Australia Pty Limited​28 September 2011
St Paul Fire & Marine Insurance Company14 June 2002
​Suncorp Metway Insurance Limited30 September 2013​
Sunderland Marine Insurance Company Limited25 January 2019
Sunstate Lenders Mortgage Insurance Pty Ltd28 October 2009
​Swann Insurance (Aust) Pty Ltd​25 September 2017
Swiss Re Australia Ltd30 June 2005
Swiss Reinsurance Company Ltd2 June 2020
TGI Australia Limited​20 September 2012​
The Chiyoda Fire & Marine Insurance Company1 July 2002
The Copenhagen Reinsurance Company Limited22 December 2010
The Koa Fire & Marine Insurance Co Ltd31 March 2002
The Mercantile and General Reinsurance Co of Australia Ltd30 June 2005
​The Mortgage Insurance Company Pty. Limited​30 May 2014
TIC Members Group Ltd22 March 2010
​Tower Insurance Limited​23 December 2013
Transport Industries Insurance Company Limited24 June 2002
​Travelers Insurance Company Limited​25 September 2013
Wesfarmers Federation Insurance Limited11 June 2009
Western Lenders Mortgage Insurance Company Limited30 June 2007
Western QBE Insurance Limited24 June 2002
Westport Insurance Corporation7 June 2010
​WFI Insurance Limited​25 September 2017
​W.R. Berkley Insurance (Europe), Limited​22 September 2017
XL Re Europe30 September 2004
XL Re Ltd21 April 2010
Zurich Insurance Company30 March 2004


Significant financial institutions

View a list of significant financial institutions, which are defined in Prudential Standard GPS 001 Definitions.

APRA's enabling legislation