Information is current as at 30 October 2026.
Explanatory notes
Authorised deposit-taking institutions (ADIs)
Significant Financial Institutions (SFIs) are defined in Prudential Standard APS 001 Definitions. This list includes ADIs with total assets above AUD $30 billion, as at the source date. ADIs that APRA has determined are SFIs having regard to matters such as complexity in operations or group membership are not included.
The SFI threshold increased from $20b to $30b effective 1 July 2026. The ADI register of SFIs has been adjusted to include only those ADIs above the new SFI threshold at 1 July 2026.
Most Significant Financial Institutions (MSFIs) are SFI ADIs with total assets greater than $300b at 1 July 2026.
General insurance
SFIs are defined in Prudential Standard GPS 001 Definitions. This list includes insurers with total assets above AUD $10 billion, as at the source date. Insurers that APRA has determined are SFIs having regard to matters such as complexity in operations or group membership are not included.
Life insurance
SFIs are defined in Prudential Standard LPS 001 Definitions. This list includes life companies with total assets above AUD $10 billion, as at the source date. Life companies that APRA has determined are SFIs having regard to matters such as complexity in operations or group membership are not included.
Private health insurance
SFIs are defined in Prudential Standard HPS 001 Definitions. This list includes private health insurers with total assets above AUD $3 billion, as at the source date. Private health insurers that APRA has determined are SFIs having regard to matters such as complexity in operations or group membership are not included.
Superannuation
SFIs are defined in each prudential standard that uses the SFI concept. This list includes RSE licensees with total assets above AUD $30 billion, as at the source date, as well as RSE licensees that APRA has determined are SFIs having regard to matters such as complexity in operations or group membership.
Authorised deposit-taking institutions
| Entity name |
|---|
| Australia and New Zealand Banking Group Limited (MSFI) |
| Bank of Queensland Limited |
| Bendigo and Adelaide Bank Limited |
| Commonwealth Bank of Australia (MSFI) |
| HSBC Bank Australia Limited |
| ING Bank (Australia) Limited |
| Macquarie Bank Limited (MSFI) |
| National Australia Bank Limited (MSFI) |
| Norfina Limited trading as Suncorp Bank |
| Rabobank Australia Limited |
| Westpac Banking Corporation (MSFI) |
General insurance
| Entity name |
|---|
| AAI Limited |
| Allianz Australia Insurance Limited |
| Insurance Australia Limited |
| QBE Insurance (Australia) Limited |
Life insurance
| Entity name |
|---|
| Challenger Life Company Limited |
| Resolution Life Australasia Limited |
| TAL Life Limited |
Private health insurance
| Entity name |
|---|
| BUPA HI Pty Ltd |
| Medibank Private Limited |
| The Hospitals Contribution Fund of Australia Ltd |
Superannuation
| Entity name |
|---|
| Australian Retirement Trust Pty Ltd |
| AustralianSuper Pty Ltd |
| Avanteos Investments Limited |
| Aware Super Pty Ltd |
| Brighter Super Trustee |
| BT Funds Management Limited |
| CareSuper Pty Ltd |
| Commonwealth Superannuation Corporation |
| Diversa Trustees Limited1 |
| Equity Trustees Superannuation Limited |
| H.E.S.T. Australia Ltd. |
| Host-Plus Pty. Limited |
| HTFS Nominees Pty Ltd |
| I.O.O.F. Investment Management Limited |
| Macquarie Investment Management Ltd |
| Mercer Superannuation (Australia) Limited |
| N. M. Superannuation Proprietary Limited |
| Netwealth Superannuation Services Pty Ltd |
| Nulis Nominees (Australia) Limited |
| OnePath Custodians Pty Limited |
| Retail Employees Superannuation Pty. Limited |
| Togethr Trustees Pty Ltd |
| Unisuper Limited |
| United Super Pty Ltd |
| Vision Super Pty Ltd |