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APRA's licensing process

APRA licenses banking, insurance and superannuation businesses to operate in Australia, and supervises them to ensure that under all reasonable circumstances they keep their financial promises made to their beneficiaries (i.e. depositors, policyholders and superannuation fund members. The rules and requirements for starting an APRA-regulated entity in Australia may vary depending on the type of business that is being established.

The licensing process


New Entrant ADI Consultation

APRA is currently consulting on its approach to the licensing and supervision of new entrant ADIs. The consultation can be found here. Submissions are requested by 30 April 2021.

Licensing enquiries

For more information email the licensing team at

Issued 4 May 2018