List of registered authorised deposit-taking institutions
Updated: 7 November 2025
The institutions listed below are regulated by APRA in accordance with the Banking Act 1959.
Learn more about our core functions and how APRA regulates industries.
Australian-owned authorised deposit-taking institutions
| Entity Name |
|---|
Alex Bank Pty Ltd |
| AMP Bank Ltd |
| Australia and New Zealand Banking Group Limited* |
| Australian Military Bank Ltd |
| Australian Mutual Bank Ltd |
| Australian Settlements Limited (provides industry services) |
| Australian Unity Bank Limited |
| Auswide Bank Ltd |
Avenue Bank Limited |
| B&E Ltd (trading as Bank of us) |
| Bank Australia Limited |
| Bank of Queensland Limited |
| Bendigo and Adelaide Bank Limited |
| Beyond Bank Australia Limited (trading as AWA Alliance bank) |
| BNK Banking Corporation Limited |
| Cairns Penny Savings & Loans Limited (trading as Cairns Bank) |
| Central Murray Credit Union Limited (trading as Central Murray Bank) |
| Central West Credit Union Limited |
Coastline Credit Union Limited (Trading as Coastline Bank) |
| Commonwealth Bank of Australia* |
| Community First Credit Union Limited (trading as Community First Bank, Easy Street Financial Services and Illawarra Credit Union) |
| Credit Union Australia Ltd (trading as Great Southern Bank) |
| Credit Union SA Ltd |
| Cuscal Limited (provides industry services) |
| Defence Bank Limited |
| Dnister Ukrainian Credit Co-operative Limited |
| Family First Credit Union Limited |
| Fire Service Credit Union Limited |
| First Option Bank Ltd |
| Ford Co-operative Credit Society Limited (trading as Geelong Bank) |
| Gateway Bank Ltd |
| Goulburn Murray Credit Union Co-operative Limited |
| Heritage and People's Choice Limited (trading as Heritage Bank, People's Choice Credit Union and People First Bank) |
| Horizon Credit Union Ltd (trading as Horizon Bank) |
| Hume Bank Limited |
| IMB Ltd (trading as IMB Bank) |
| Indue Ltd |
IN1Bank Ltd |
Judo Bank Pty Ltd |
| Laboratories Credit Union Limited |
| Macarthur Credit Union Ltd (trading as THE MAC) |
| Macquarie Bank Limited* |
| Maitland Mutual Limited |
| Members Banking Group Limited (trading as RACQ Bank) |
| MyState Bank Limited |
| National Australia Bank Limited* |
| Newcastle Greater Mutual Group Ltd (trading as Newcastle Permanent, and Greater Bank) |
| Norfina Limited (trading as Suncorp Bank) |
| Northern Inland Credit Union Limited |
| Orange Credit Union Limited (trading as Bank Orange) |
| Police & Nurses Limited (trading as P&N Bank, and BCU Bank) |
| Police Bank Ltd (trading as Border Bank and Bank of Heritage Isle) |
| Police Credit Union Limited |
| Police Financial Services Limited (trading as BankVic) |
| QPCU Limited (trading as QBANK) |
| Queensland Country Bank Limited |
| Railways Credit Union Limited (trading as MOVE) |
| Regional Australia Bank Ltd |
| South West Slopes Credit Union Ltd (trading as SWSBANK) |
| Southern Cross Credit Union Ltd |
| Summerland Financial Services Limited (trading as Summerland Bank) |
| Teachers Mutual Bank Limited (trading as Firefighters Mutual Bank, Health Professionals Bank, Teachers Mutual Bank and UniBank) |
| The Broken Hill Community Credit Union Ltd (trading as Broken Hill Bank) |
| The Capricornian Ltd Trading as The Capricornian Bank |
| Traditional Credit Union Limited |
| Transport Mutual Credit Union Limited |
Tyro Payments Limited |
| Unity Bank Limited (trading as G&C Mutual Bank and Reliance Bank) |
| Victoria Teachers Limited (trading as Bank First) |
| Warwick Credit Union Ltd (trading as Darling Downs Bank) |
| WAW Credit Union Co-Operative Limited (trading as BankWAW) |
| Westpac Banking Corporation* |
| Woolworths Team Bank Limited |
Foreign subsidiary banks
| Entity name |
|---|
| Arab Bank Australia Limited |
| Bank of China (Australia) Limited |
| Bank of Sydney Ltd |
Heartland Bank Australia Limited |
| HSBC Bank Australia Limited |
| ING Bank (Australia) Limited (trading as ING) |
| Rabobank Australia Limited |
Branches of foreign banks
| Entity name |
|---|
Agricultural Bank of China Limited |
| Bank of America, National Association |
Bank of Baroda |
| Bank of China Limited |
| Bank of Communications Co., Ltd. |
| Bank of Taiwan |
Barclays Bank PLC |
BNP Paribas |
Canadian Imperial Bank of Commerce |
China Construction Bank Corporation |
China Everbright Bank Co., Ltd |
China Merchants Bank Co., Ltd |
| Citibank, N.A. |
| Cooperatieve Rabobank U.A. (trading as Rabobank) |
Crédit Agricole Corporate and Investment Bank |
DBS Bank Ltd |
| Deutsche Bank Aktiengessellschaft |
E.SUN Commercial Bank, Ltd. |
First Commercial Bank |
Hua Nan Commercial Bank, Ltd |
Industrial and Commercial Bank of China Limited |
| ING Bank N.V. |
Intesa Sanpaolo SPA |
| JPMorgan Chase Bank, National Association |
KEB HANA Bank |
Land Bank of Taiwan Co., Ltd |
| Mega International Commercial Bank Co., Ltd. |
| Mizuho Bank, Ltd. |
MUFG Bank, Ltd. |
NongHyup Bank |
| Oversea-Chinese Banking Corporation Limited |
| Royal Bank of Canada |
Shinhan Bank Co., Ltd |
Societe Generale |
Standard Chartered Bank |
| State Bank of India |
| State Street Bank and Trust Company |
Sumitomo Mitsui Banking Corporation |
Taishin International Bank Co., Ltd |
Taiwan Business Bank, Ltd |
Taiwan Cooperative Bank, Ltd |
The Bank of New York Mellon |
The Bank of Nova Scotia |
| The Hongkong and Shanghai Banking Corporation Limited |
The Northern Trust Company |
| UBS AG |
Union Bank of India |
| United Overseas Bank Limited |
Woori Bank |
Restricted authorised deposit-taking institutions
There are currently no restricted authorised deposit-taking institutions regulated by APRA
Providers of purchased payment facilities
| Entity name |
|---|
PayPal Australia Pty Limited Conditions on banking authority 2023: PayPal Australia Pty Ltd |
Wise Australia Pty Ltd Notice of name change of ADI: previously TransferWise Australia Pty Ltd Conditions on banking authority 2023: Wise Australia Pty Ltd |