Register of authorised deposit-taking institutions
The institutions listed below are regulated by APRA in accordance with the Banking Act.
A list of institutions covered under the Financial Claims Scheme is also available on this website.
Updated 18 September 2023
Australian-owned authorised deposit-taking institutions
- Alex Bank Pty Ltd
Commencing 21 December 2022
- AMP Bank Ltd
- Australia and New Zealand Banking Group Limited*
- Australian Military Bank Ltd
- Australian Mutual Bank Ltd
- Australian Settlements Limited (provides industry services)
- Australian Unity Bank Limited
- Auswide Bank Ltd
- B&E Ltd (trading as Bank of us)
- Bank Australia Limited
- Bank of Queensland Limited
- Bendigo and Adelaide Bank Limited
- Beyond Bank Australia Limited
- BNK Banking Corporation Limited
- Cairns Penny Savings & Loans Limited (trading as Cairns Bank)
- Central Murray Credit Union Limited
- Central West Credit Union Limited
- Challenger Bank Limited
Conditions on banking authority 2023 – Challenger Bank Limited
Commencing 13 July 2022 | Commencing 25 January 2022 |
- Coastline Credit Union Limited
- Commonwealth Bank of Australia*
- Community First Credit Union Limited
- Credit Union Australia Ltd (trading as Great Southern Bank)
- Credit Union SA Ltd
- Cuscal Limited (provides industry services)
- Defence Bank Limited
- Dnister Ukrainian Credit Co-operative Limited
- Family First Credit Union Limited
- Fire Service Credit Union Limited
- First Choice Credit Union Ltd
- First Option Bank Ltd
- Ford Co-operative Credit Society Limited (trading as Geelong Bank)
- G&C Mutual Bank Limited
- Gateway Bank Ltd
- Goulburn Murray Credit Union Co-operative Limited
- Heritage and People's Choice Limited
- Horizon Credit Union Ltd (trading as Horizon Bank)
- Hume Bank Limited
- IMB Ltd (trading as IMB Bank)
- Illawarra Credit Union Limited
- Indue Ltd
- IN1Bank Ltd
Commencing 25 May 2023
- Judo Bank Pty Ltd
Commencing 24 April 2019
- Laboratories Credit Union Limited
- Lithuanian Co-operative Credit Society 'Talka' Limited
- Lutheran Laypeople's League of Australia
Commencing 1 February 2019
- Macarthur Credit Union Ltd (trading as THE MAC)
- Macquarie Bank Limited*
- Macquarie Credit Union Limited
- Maitland Mutual Limited
- Members Banking Group Limited (trading as RACQ Bank)
- MyState Bank Limited
- National Australia Bank Limited*
- Newcastle Greater Mutual Group Ltd (trading as Newcastle Permanent, and Greater Bank)
- Northern Inland Credit Union Limited
- Orange Credit Union Limited
- Police & Nurses Limited (trading as P&N Bank, and BCU Bank)
- Police Bank Ltd (trading as Border Bank)
- Police Credit Union Limited
- Police Financial Services Limited (trading as BankVic)
- QPCU Limited (trading as QBANK)
- Qudos Mutual Ltd (trading as Qudos Bank)
- Queensland Country Bank Limited
- Railways Credit Union Limited (trading as MOVE)
- Regional Australia Bank Ltd
- South West Slopes Credit Union Ltd
- Southern Cross Credit Union Ltd
- Summerland Financial Services Limited (trading as Summerland Credit Union)
- Suncorp-Metway Limited
- Teachers Mutual Bank Limited (trading as Firefighters Mutual Bank, Health Professionals Bank, Hiver Bank, Teachers Mutual Bank and UniBank)
- The Broken Hill Community Credit Union Ltd
- The Capricornian Ltd
- Traditional Credit Union Limited
- Transport Mutual Credit Union Limited
- Tyro Payments Limited
Commencing 4 May 2005
- Unity Bank Limited
- Victoria Teachers Limited (trading as Bank First)
- Warwick Credit Union Ltd (trading as Dalby Credit Union and Gympie Credit Union)
- WAW Credit Union Co-Operative Limited (trading as BankWAW)
- Westpac Banking Corporation*
- Woolworths Team Bank Limited
* Under paragraph 22 of APS 330, the ADIs identified by (*) are required to make the disclosures for the identification of potential G-SIBs in Attachment H to APS 330.
Foreign subsidiary banks
- Arab Bank Australia Limited
- Bank of China (Australia) Limited
- Bank of Sydney Ltd
- HSBC Bank Australia Limited
- ING Bank (Australia) Limited (trading as ING)
- Rabobank Australia Limited
Branches of foreign banks
- Agricultural Bank of China Limited
Commencing 25 March 2014
- Bank of America, National Association
- Bank of Baroda
Commencing 16 October 2012
- Bank of China Limited
- Bank of Communications Co., Ltd.
- Bank of Taiwan
- Barclays Bank PLC
Commencing 20 December 2021
- BNP Paribas
Dated 18 September 1986
Dated 9 December 1992
- Canadian Imperial Bank of Commerce
Commencing 7 June 2016
- China Construction Bank Corporation
Dated 4 August 2010
- China Everbright Bank Co., Ltd
Commencing 20 December 2018
- China Merchants Bank Co., Ltd
Commencing 16 June 2017
- Citibank, N.A.
- Cooperatieve Rabobank U.A. (trading as Rabobank)
- Crédit Agricole Corporate and Investment Bank
Commencing 4 January 2022
- Credit Suisse AG
- DBS Bank Ltd
Commencing 1 June 2015
- Deutsche Bank Aktiengessellschaft
- E.SUN Commercial Bank, Ltd.
Commencing 11 April 2016
- First Commercial Bank
Dated 26 June 2009
- Hua Nan Commercial Bank, Ltd
Dated 7 December 2011
- Industrial and Commercial Bank of China Limited
- ING Bank N.V.
- Intesa Sanpaolo SPA
- JPMorgan Chase Bank, National Association
- KEB HANA Bank
Commencing 16 December 2013
- Mega International Commercial Bank Co., Ltd.
- Mizuho Bank, Ltd.
- MUFG Bank, Ltd.
- NongHyup Bank
Commencing 12 August 2022
- Oversea-Chinese Banking Corporation Limited
- Royal Bank of Canada
- Shinhan Bank Co., Ltd
Commencing 3 May 2016
- Societe Generale
Commencing 16 May 2019
- Standard Chartered Bank
Dated July 2001
- State Bank of India
- State Street Bank and Trust Company
- Sumitomo Mitsui Banking Corporation
Dated 28 June 2006
- Taishin International Bank Co., Ltd
Commencing 23 May 2017
- Taiwan Business Bank, Ltd
Dated 2 July 2002
- Taiwan Cooperative Bank, Ltd
Dated 22 July 2011
- The Bank of New York Mellon
Dated 30 June 2009
- The Bank of Nova Scotia
Commencing 25 August 2016
- The Hongkong and Shanghai Banking Corporation Limited
- The Northern Trust Company
Dated 3 October 2008
- UBS AG
- Union Bank of India
Commencing 1 December 2015
- United Overseas Bank Limited
- Woori Bank
Commencing 10 December 2012
Restricted authorised deposit-taking institutions
- Avenue Bank Limited
Commencing 7 September 2021
Published 15 August 2023
- International Bank of Australia Pty Limited
Commencing 2 November 2022
- Islamic Bank Australia Pty Ltd
Notice of name change of ADI - previously IBA Group Pty Ltd
- IBA Group Pty Ltd
Commencing 5 July 2022
Providers of purchased payment facilities
- PayPal Australia Pty Limited
Conditions on banking authority 2023: PayPal Australia Pty Ltd - Commencing 27 June 2023
- Wise Australia Pty Ltd
Commencing 30 November 2020
Notice of name change of ADI: previously TransferWise Australia Pty Ltd - Dates 2 March 2021
Conditions on banking authority 2023: Wise Australia Pty Ltd - Commencing 27 June 2023
Significant financial institutions
View a list of significant financial institutions, which are defined in Prudential Standard APS 001 Definitions.