Register of private health insurers

Where the Company is registered as a restricted access insurer under the Private Health Insurance Legislation, the following persons comprise the Restricted Access Group to whom the Company's complying health insurance products are, or will be, made available:

(a) a person who is, or was, an employee of:

  (i) an incorporated entity that is affiliated with the Church in Australia;

  (ii) Avondale College Foundation;

  (iii) Karalundi Aboriginal Education Centre;

  (iv) Currawah Aboriginal Education Centre;

  (v) Mirriwinni Gardens Aboriginal Centre;

  (vi) Sydney Adventist Hospital Foundation; or

  (vii) a supportive independent ministry recognized for this purpose by the South Pacific Division;

(b) a person who is, or was, a literature evangelist, while distributing for Home Health Education Service;

(c) a person who is, or was, a Local Church Officer (as voted by the local church);

(d) a person who, by the operation of the Private Health Insurance Legislation and the Private Health Insurance (Registration) Rules, is taken to belong to the Restricted Access Group.

For full restriction criteria, refer to the Private Health Insurance ( Registration) Rules on www.comlaw.gov.au.

1. A person who is, or was, an employee of the Commonwealth Bank Group and their family members.

2. A person who is, or was:

(a) an employee of a contractor to any of the Commonwealth Bank Group and who is, or was, involved in supplying goods or services to the Commonwealth Bank Group and their family members; or
 
(b)  an employee of a franchisee of a subsidiary company within the Commonwealth Bank Group and their family members.

‘Commonwealth Bank Group’ means:
(a) the Commonwealth Bank of Australia;
(b) current subsidiaries (within the meaning of the Corporations Act 2001 (Cth)) of the Commonwealth Bank of Australia;

(c) each former subsidiary (within the meaning of the Corporations Act 2001) of the Commonwealth Bank of Australia; and
(d) Gateway Bank Ltd.

For full restriction criteria, refer to the Private Health Insurance (Registration) Rules on www.comlaw.gov.au.

A person who is, or was:

1. a member of an arm of the Defence Force as referred to in the Defence Act 1903(Cth); or
2. an employee of the Department of Defence or an entity which has a reporting obligation to, or is within the portfolio responsibility of, the Minister for Defence or a Minister Assisting such Minister or a Parliamentary Secretary to either Minister (such Department and entities collectively called “the Bodies”); or
3. an employee of:
   1. a contractor to any of the Bodies; or
   2. a prescribed agency (as referred to in the Financial Management and Accountability Act 1997 (Cth)) or a Commonwealth authority or Commonwealth company (as referred to in the Commonwealth Authorities and Companies Act 1997 (Cth)) or other entity, which agency, authority, company or entity supplies goods or services to any of the Bodies; and  who is, or was, involved in supplying goods or services to any of the Bodies.

For full restriction criteria, refer to the Private Health Insurance ( Registration) Rules on www.comlaw.gov.au.

1800 148 626
From Overseas +61 2 4224 4384

A person who is, or was, employed full time:

1. in the RAN, ARA or RAAF; or
2. as a civilian employee/civilian contractor with the Department of Defence, Naval Shore Establishment, other Defence establishment, or Australian Public Service employees assigned to, or directly engaged in providing services to, the Department of Defence or the Australian Defence Forces.

A person who is, or was, an active member of the RANR, ARAR or RAAFR.

A person who is, or was, a member of the Cadets (RAN, ARA and RAAF).

‘ARA’ means Australian Regular Army;

‘ARAR’ means Reserve Forces of the Australian Regular Army;

‘RAAF’ means Royal Australian Air Force;

‘RAAFR’ means Reserve Forces of the RAAF;

‘RAN’ means Royal Australian Navy;

‘RANR’ means Reserve Forces of the RAN.

For full restriction criteria, refer to the Private Health Insurance ( Registration) Rules on www.comlaw.gov.au.

Nurses & Midwives Health Pty Ltd

a)     NMH is a restricted access insurer, as defined in the PHIPS Act. The persons set out in Rules C2(b) and C2(c) are deemed to be included in NMH’s restricted access group and are eligible to apply for a policy.

b)     The following persons are Principal Insureds:

i)     A person who is, or was, any of the following:

A)    A registered nurse;

B)    An enrolled nurse;

C)    A registered midwife;

D)    A nurse practitioner;

E)    A nurse in mental health services;

F)    A mothercraft nurse;

G)    An assistant in nursing or an assistant in midwifery;

H)    A nursing student undergoing training or student nurse or trainee enrolled nurse;

I)    Employees, however described or titled, employed to provide or assist in the provision of nursing care or nursing services or both;

     and who is, or was, a member of the Australian Nursing & Midwifery Federation or a state or territory branch or relevant state union of same (see J – Q following) or a union affiliated to that union, including any successor organisations:

J)    NSW Nurses & Midwives’ Association;

K)    Australian Nursing & Midwifery Federation (Victorian Branch);

L)    Queensland Nurses’ Union;

M)    Australian Nursing & Midwifery Federation (SA Branch);

N)    Australian Nursing & Midwifery Federation (WA Branch);

O)    Australian Nursing & Midwifery Federation (ACT Branch);

P)    Australian Nursing & Midwifery Federation (Tasmanian Branch); and

Q)    Australian Nursing & Midwifery Federation (NT Branch).

ii)    A person who is, or was, an officer of or employed in any of the organisations set out in (i) (J)- (Q) above.

iii)    A person who is related to a Principal Insured in the manner contemplated in paragraph 7 (f), (g), (h) or (i) of the Private Health Insurance (Registration) Rules as amended from time to time.

iv)    A person who otherwise qualifies under the Private Health Insurance (Registration) Rules as amended from time to time.

c)     NMH is prohibited from issuing a complying health insurance product to a person who does not belong to the restricted access group set out in Rule C2(b).

For full restriction criteria, refer to the Private Health Insurance (Registration) Rules on www.comlaw.gov.au

Level 4, 360 Elizabeth Street, Sydney  NSW  2000

ACT, NSW, QLD, SA, TAS, VIC, WA, NT

1300 344 000

info@nmhealth.com.au

www.nmhealth.com.au

A person who is, or was, an employee of South Australia Police (‘SAPOL’).

A person who is employed, or was employed on or after 1 January 2001 but is no longer so employed, by a State, Territory or Federal police department or service other than SAPOL.

A person who is employed, or was employed on or after 1 January 2001 but is no longer so employed, by a State, Territory or Federal police association.

For full restriction criteria, refer to the Private Health Insurance ( Registration) Rules on www.comlaw.gov.au.

1. Any person who is, or was, a member of an employee organisation (a Union):

(a) registered or recognised under the Fair Work (Registered Organisations) Act 2009 (Cth), including under Schedules 1 or 2 of that Act; or

 

(b) registered as an organisation, being an association of employees under Chapter 12 of the Industrial Relations Act 1999 (Qld); or(c) registered in another state or territory under similar legislation.

2. A person (other than a teacher) who is, or was at the time, a member of any union and who is, or was, employed by:

(a) a school or any other educational institution; or

 

(b) a university or any other tertiary or further education or training institution;

that is, or was at the time, registered or otherwise licensed or approved under any Commonwealth or State legislation.

3. A person who is, or was, an employee of Queensland Teachers’ Union of Employees or Queensland Independent Education Union of Employees and who is, or was at the time, a member of any union.

4. Any person who would qualify under items 2 or 3, where no union coverage exists, or existed at the time, for that person.

For full restriction criteria, refer to the Private Health Insurance ( Registration) Rules on www.comlaw.gov.au.

A person who is, or was, an employee of:

1. Government or privately operated land, sea or air transport companies or associated Government entities charged with administering the industry;
2. Government or privately operated energy generation and delivery entities; or
3. a contract company, where those employees or former employees were employed to provide services under a contract to an organisation described in (a),  (b), or below (or successors of those organisations).

A person who is, or was, a member of the Railways Credit Union Limited (or a successor to that organisation).

For full restriction criteria, refer to the Private Health Insurance ( Registration) Rules on www.comlaw.gov.au.

A person who is, or was, an employee of the Reserve Bank of Australia or Note Printing Australia Limited.

For full restriction criteria, refer to the Private Health Insurance ( Registration) Rules on www.comlaw.gov.au.

(a)     TFH is a restricted access insurer, as defined in the PHIPS Act. The persons set out in Rules C2(b) and C2(c) are deemed to be included in TFH’s restricted access group and are eligible to apply for a policy.

(b)     The following persons are Principal Insured:

i.     A person who is, or was, any of the following:

A)    Australian Education Union New South Wales Teachers Federation (NSWTF) Branch;

B)    Australian Education Union or its state or territory branches and unions affiliated to that union;

C)    Independent Education Union of Australia (IEU) or its state or territory branches and unions affiliated to that union;

D)    Institute of Senior Education Administrators NSW;

E)    National Tertiary Education Union;

F)    State School Teachers Union (SSTUWA),

or successor organisations.

ii.   A person who is, or was, employed as school administration staff, and who is, or was at the time, covered by their appropriate union where one exists.

iii.   A person who is, or was, employed as support staff by a state or territory Department of Education (or like organisation), a state or territory Board of Studies, Teaching and Educational Standards (or like organisation), or successor organisations, and who is, or was at the time, a member of the appropriate union, where one exists.

iv.   A person who is, or was, a permanent employee of the following:

A) Australian Education Union New South Wales Teachers Federation (NSWTF) Branch; or

B) NSW Teachers Mutual Bank; or

C) Federation Law; or

D) An organisation listed in (b)(i) above

who is, or was at the time, a member of their appropriate union, where one exists or existed.

v.   A person who is a student undergoing training who is an associate member of a union listed above in Rule (b)(i).

vi.   A person who:

A) is, or was, employed as support staff in a public school or college; or

B) is, or was at the time, employed by a state or territory Department of Education (or like organisation) or in TAFE, or successor organisations; and

is, or was at the time, a member of their appropriate union, where one exists or existed.

vii.    A person who was insured with TFH immediately before 12 October 2007.

viii.    A person who is, or becomes, an officer or employee of, or a contractor to, Teachers Federation Health Ltd and who is, at the time at which they seek to become insured by Teachers Federation Health Ltd, a financial member of a union, where one exists of which they are eligible to be a member.

(c)     The following persons may also be Insured Members:

i.     a partner or Dependent Child of a Principal Insured;

ii.     a partner or Dependent Child of an Adult child of a Principal Insured;

iii.     a former partner or Adult child of a Principal Insured;

iv.     a parent, grandchild or sibling of a Principal Insured;

v.     a partner or a Dependent Child of a sibling or grandchild of a Principal Insured,

whether that relationship arises by virtue of blood, marriage or other legal affinity.

(d)   TFH is prohibited from issuing a complying health insurance product to a person who does not belong to the restricted access group set out in Rule C2(b) and C2(c).

For full restriction criteria, refer to the Private Health Insurance (Registration) Rules on www.comlaw.gov.au.