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Submissions

APRA submissions 2019

Issued 24 September 2019

Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry 

Royal Commission final report

APRA's plans in relation to specific recommendations contained in the Final Report of the Royal Commission 
APRA's responses to Royal Commission recommendations

Royal Commission interim report

APRA submission on Interim Report, including regulatory framework and practices, conduct, culture and governance and specific issues  covered in the report, such as lending practices and codes of conduct.

Issued October 2018

Royal Commission Round 6: Life and general insurance

APRA submission on Round 6: Life and general insurance, including underwriting and policyholder disclosure, insurance in superannuation, product design and claims management

Royal Commission Round 5: Superannuation

APRA submission on Round 5: Superannuation case studies  – issues related to governance, related parties, fees and commissions, MySuper transition, IOOF Investment Management Limited and Colonial First State Investments Limited

Superannuation case studies

APRA submission on Round 5: Superannuation Policy and General Questions, including industry structure, APRA's powers and approach to deterrence, managing conflicts, members' best interest and the sole purpose test

Royal Commission Round 4: Experiences with financial services entities in remot and regional communities

APRA submission on Round 4: Experiences with financial services entities in remote and regional communities – issues relating to agribusiness lending, valuation practices and funeral expense products

Royal Commission Round 3: Loans to small and medium enterprises

APRA submission on Round 3: Loans to small and medium enterprises – Regulatory capital requirements and the Banking Code of Practice; issues relating to the Commonwealth Bank of Australia

Royal Commission Round 2: Financial advice

APRA submission on Round 2: Financial Advice – Enforceable undertakings as a regulatory enforcement tool

Royal Commission Round 1: Consumer lending

APRA submission on Round 1: Consumer Lending – APRA's response to residential mortgage lending practices; the role of remuneration and incentive policies

APRA submissions 2018

Issued 3 August 2018

Issued 3 August 2018

Issued 29 March 2018

APRA submissions 2017

Issued 18 December 2017

Issued 1 November 2017

Issued 15 September 2017

 APRA submissions 2016

Issued 30 November 2016

Issued 2 November 2016

Issued 19 September 2016

Issued 28 April 2016

Issued 28 April 2016

Issued 27 April 2016

Issued 27 April 2016

APRA submissions 2015

Issued 26 June 2015

Issued 10 June 2015

 APRA submissions 2014

Issued 14 November 2014

Issued 29 August 2014

Issued 31 March 2014

 APRA submissions 2013 and earlier

Issued 31 May 2012

Issued 24 August 2011

Issued 30 November 2010

Issued 24 July 2009

Issued 6 March 2009

Issued 18 July 2008

Issued 1 April 2008

Issued 8 August 2007

Issued 29 May 2007

Issued 10 September 2006

Issued January 2004