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Submissions

Royal Commission 2018

Interim Report
APRA submission on Interim Report, including regulatory framework and practices, conduct, culture and governance and specific issues  covered in the report, such as lending practices and codes of conduct.
Round 6
APRA submission on Round 6: Life and general insurance, including underwriting and policyholder disclosure, insurance in superannuation, product design and claims management
Round 5
APRA submission on Round 5: Superannuation case studies  – issues related to governance, related parties, fees and commissions, MySuper transition, IOOF Investment Management Limited and Colonial First State Investments Limited
APRA submission on Round 5: Superannuation Policy and General Questions, including industry structure, APRA's powers and approach to deterrence, managing conflicts, members' best interest and the sole purpose test
Round 4                      
APRA submission on Round 4: Experiences with financial services entities in remote and regional communities – issues relating to agribusiness lending, valuation practices and funeral expense products
Round 3
APRA submission on Round 3: Loans to small and medium enterprises – Regulatory capital requirements and the Banking Code of Practice; issues relating to the Commonwealth Bank of Australia
Round 2
APRA submission on Round 2: Financial Advice – Enforceable undertakings as a regulatory enforcement tool
Round 1
APRA submission on Round 1: Consumer Lending – APRA's response to residential mortgage lending practices; the role of remuneration and incentive policies

2013 and earlier

12.01 31/05/2012
11.03 24/08/2011
10.01 30/11/2010
09.03 24/07/2009
09.02 06/03/2009
09.01 25/02/2009 Senate Estimates Standing Committee on Economics' Update on the global financial crisis and questions: see Australian Government web archive for transcript
08.03 18/07/2008
08.02 01/04/2008
08.01 21/02/2008 Senate Estimates Standing Committee on Economics' Questions: see Australian Government web archive for transcript.
07.02 08/08/2007
07.01 29/05/2007
06.01 10/09/2006
04.01 01/2004

Looking for superseded standards, guidance or discontinued publications?