This Prudential Standard requires an authorised deposit-taking institution to hold sufficient regulatory capital against credit risk exposures.

Prudential Standard APS 112 Capital Adequacy: Standardised Approach to Credit Risk (APS 112) sets out APRA’s requirements for an authorised deposit-taking institution (ADI) in relation to the measurement of credit risk for regulatory capital purposes.   |  File type: PDF  |  File size: 428.8 KB

This Reporting Standard outlines overall requirements to provide information to APRA about an authorised deposit-taking institution’s on-balance sheet assets. It includes reporting form ARF 112.1A Standardised Credit Risk – On-balance Sheet Assets and should be read in conjunction with APS 112 Capital Adequacy: Standardised Approach to Credit Risk.