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APRA Insight

Articles that discuss policy initiatives and key developments across the APRA-regulated industries.

Testing resilience: The 2017 Banking Industry Stress Test

This article shares some behind-the-scenes information on how APRA approaches stress testing, with insights into how this played out for the 2017 banking industry stress test.

Man standing with blue umbrella in lightning storm

Cloud control: APRA evolves its stance on shared computing services

APRA explains the thinking behind the release of an updated information paper on the use of cloud computing.

Sylised design of blue clouds on a circuit board

The Private Health Insurance Policy Roadmap: Where are we now?

With new prudential standards and guides released as part of Phase Two of APRA’s PHI roadmap, this articles delves into the changes and looks ahead to Phase Three.

Group of medical personnel standing in a circle, viewed from above

Previous issues

2018

Insight Issue 1 2018

  • Combating cyber risk
  • Poor operational due diligence not worth the risk
  • Promoting greater resilience in private health insurance
Insight Issue 2 2018
  • Thematic reviews point to better super practice
  • Restricted area: APRA's new ADI licencing route
  • Seeking sustainability: challenges facing individual disability income insurance

2017

Insight Issue 1 2017
  • APRA's policy outlook for 2017
  • Sound planning essential to member outcomes in superannuation
  • Climate change and prudential risks
Insight Issue 2 2017
  • From fund performance to member outcomes: Assessing the superannuation industry
  • Resolution planning
  • APRA and ASIC life insurance claims data collection project
Insight Issue 3 2017
  • 2016 general insurance stress test
  • Refreshing APRA’s approach to licensing
  • Strengthening actuarial advice within insurers
Insight Issue 4 2017
  • Residential mortgages: Update on interest-only lending
  • Insights from APRA's 2017 Cyber Security Survey
  • Industry engagement on replacing D2A

 

2016

Insight Issue 1 2016
  • Residential mortgage underwriting standards
  • Private health insurance industry overview
  • The prudential policy outlook
  • Assessing MySuper products
Insight Issue 2 2016
  • International capital comparison update
  • The Financial Claims Scheme for ADIs
  • APRA's technical assistance activities in the Asia-Pacific region
  • Renovating the regulatory framework for life and general insurers in Australia
Insight Issue 3 2016
  • Insights from APRA's 2016 Cyber Security Survey
  • New financial sector statistics
  • Pricing of commercial property insurance
  • APRA's Corporate Plan 2016-20
Insight Issue 4 2016
  • Liquidity stress testing in superannuation - key observations
  • Life insurance industry stress test results
  • Private health insurance prudential policy roadmap

Archived publications

Search historical snapshots of APRA's website on the Australian Government web archive for access to discontinued/superseded publications, statistical, media releases and speeches published prior to 2010.