Quarterly authorised deposit-taking institution property exposure statistics - highlights

Key statistics ¹

^{Key residential mortgage lending statistics for ADIs for the quarter were:}

ADIs' residential property exposures	June 2024	June 2025	Year-on-year change
Total credit outstanding ($bn)	2,262.1	2,391.8	5.7%
Owner-occupied loans - share	67.8%	67.5%	-0.25 points
Investment loans - share	30.3%	30.5%	0.22 points
Loans with loan-to-valuation ratio (LVR) ≥ 80 per cent - share	17.6%	16.9%	-0.73 points
Loans 30-89 days past due - share	0.66%	0.55%	-0.11 points
Non-performing loans	1.04%	1.07%	0.04 points

ADIs’ new loans funded during the quarter	June 2024	June 2025	Year-on-year change
New loans funded ($bn)	161.5	187.6	16.2%
New owner-occupied loans funded - share	63.3%	63.6%	0.26 points
New investment loans funded - share	34.5%	34.1%	-0.42 points
New loans with LVR ≥ 80 per cent funded - share	31.9%	30.4%	-1.47 points
New loans with debt-to-income (DTI) ratio ≥ 6x funded - share	5.0%	5.5%	0.48 points