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Quarterly authorised deposit-taking institution performance statistics - highlights

Key statistics 1

 

 

June 2024

June 2025

Year-on-year change

Net profit after tax (year-end) ($bn)

39.0

40.1

2.9%

Total assets ($bn)

6,226.2

6,673.8

7.2%

Total capital base ($bn)

448.7

462.9

3.2%

Total risk-weighted assets ($bn)

2,199.8

2,269.4

3.2%

Total capital ratio

20.4%

20.4%

stable

Liquidity coverage ratio

133.0%

130.1%

-2.9 points

Minimum liquidity holdings ratio

16.9%

16.3%

-0.6 points

Net stable funding ratio

116.2%

115.9%

-0.3 points

Financial performance

This line graph shows the year-ended net profit after tax in $bn over a five-year period.
This line graph shows year-ended return on equity (%) over a five-year period.
This line graph shows net interest income taken as a percentage of average gross loans and advances (%) over a five-year period.
This line graph shows the year-on-year change in total operating income (%) over a five-year period.
This stacked area chart shows the total operating expenses in $bn by the following three categories: personnel, fees and commissions, and other, over a five-year period.
This line chart shows the charge for bad and doubtful debts in $bn over a five-year period.

Asset quality

This line chart shows non-performing loans as a percentage of gross loans and advances (%) over a five-year period.
This line chart shows the share of well-secured loans as a share of non-performing loans (%). Data prior to March 2022 are not available.

Capital adequacy

This chart shows three line charts representing the total capital ratio, tier 1 ratio and CET1 ratio over a five-year period.
This line and column chart shows the quarterly change in total capital by component in $bn over a five-year period. The column charts show a breakdown of total capital by the following components: common equity tier 1, additional tier 1, and tier 2.
This stacked area chart shows total RWAs in $tn by the following components: credit risk, market risk, operational risk, and other risk charges, over a five-year period.
This line chart shows the year-on-year growth in tier 1 capital (%) against the year-on-year growth in tier 2 capital (%) over a five-year period.

Liquidity

This stacked area chart shows the components of the liquidity coverage ratio (LCR) by percentage for the following components: central bank balances, AGS and semis, CLF, and other HQLA, over a five-year period. The minimum LCR requirement is 100%.
This stacked area chart shows MLH as a percentage of liabilities for: other debt securities, AGS and semis, others, and cash, over a five-year period. The minimum MLH ratio requirement is 9%.
This line chart shows the net stable funding ratio (NSFR) (%) over a five-year period. The minimum NSFR requirement is 100%.

Financial position

This chart shows two line charts depicting deposits ($tn) and gross loans and advances ($tn) over a five-year period.
This line chart shows non-deposit funding ($tn) over a five-year period.


Footnote


1Excludes ADIs that are not banks, building societies or credit unions, such as payment providers.