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APRA releases new statistics on property exposures of authorised deposit-taking institutions

Tuesday 27 August 2013



The Australian Prudential Regulation Authority (APRA) today released a new publication, Quarterly Authorised Deposit-taking Institution (ADI) Property Exposures, for the June 2013 quarter.

The new quarterly publication contains aggregate statistics on global commercial property exposures and domestic residential property exposures for all banks, credit unions and building societies. Detailed statistics on residential property exposures and new housing loan approvals are included for ADIs with greater than $1 billion in housing loans.

This new publication was proposed in a consultation in December 2012 on planned changes to APRA’s bank, and credit union and building society, statistical publications. The results of the consultation were released on 28 May 2013.

APRA expects the new ADI statistics in this publication will help provide a better understanding of the ADI industry and assist research and public discussion on relevant policy issues.

As at 30 June 2013, total ADI housing loans were $1.13 trillion, an increase of $76 billion over the year. There were 4.8 million housing loans outstanding as at 30 June 2013, with an average balance of about $230,000. Approximately two-thirds of total loans were for owner-occupied housing, while one-third was for investment purposes.

ADIs’ commercial property exposures were $213 billion as at 30 June 2013, an increase of $5.2 billion from the previous year. Commercial property exposures within Australia were $175 billion as at 30 June 2013, 82 per cent of all commercial property exposures.

Refer to the June 2013 Quarterly ADI Property Exposures publication.

The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, credit unions, building societies, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding $6 trillion in assets for Australian depositors, policyholders and superannuation fund members.