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APRA releases quarterly authorised deposit-taking institution (ADI) statistics for September 2013

Tuesday 26 November 2013

 

13.38

The Australian Prudential Regulation Authority (APRA) today released Quarterly Authorised Deposit-taking Institution Performance and Quarterly Authorised Deposit-taking Institution Property Exposures, for the September 2013 quarter.

Quarterly ADI Performance Statistics contains information on ADI’s financial performance, financial position, capital adequacy and asset quality. Quarterly ADI Property Exposures contains information on ADIs’ commercial property exposures, residential property exposures and new housing loan approvals. Detailed statistics on residential property exposures and new housing loan approvals are included for ADIs with greater than $1 billion in housing loans.

Over the year ending 30 September 2013, ADIs recorded net profit after tax of $29.9 billion. This is an increase of $4.5 billion (17.7 per cent) on the year ending 30 September 2012.

As at 30 September 2013, the total assets of ADIs were $3.80 trillion, an increase of $191.6 billion (5.3 per cent) over the year. The total capital base of ADIs was $195.5 billion at 30 September 2013 and risk-weighted assets were $1.61 trillion at that date. The capital adequacy ratio for all ADIs was 12.1 per cent.

Impaired assets and past due items were $36.4 billion, a decrease of $4.9 billion (11.8 per cent) over the year. Total provisions were $22.7 billion, a decrease of $5.1 billion (18.4 per cent) over the year.

ADIs’ total domestic housing loans were $1.15 trillion, an increase of $80.4 billion (7.5 per cent) over the year. There were 4.88 million housing loans outstanding with an average balance of $231,000.

ADIs’ commercial property exposes were $217.0 billion, an increase of $6.3 billion (3.0 per cent) over the year. Commercial property exposures within Australia were $177.7 billion, equivalent to 81.9 per cent of all commercial property exposures.

Refer to the September 2013 Quarterly ADI Performance Statistics and Quarterly ADI Property Exposures publications.

The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, credit unions, building societies, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding $6 trillion in assets for Australian depositors, policyholders and superannuation fund members.