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APRA releases quarterly authorised deposit-taking institution (ADI) statistics for December 2013

Tuesday 25 February 2014

 

14.06

The Australian Prudential Regulation Authority (APRA) today released Quarterly Authorised Deposit-taking Institution Performance Statistics and Quarterly Authorised Deposit-taking Institution Property Exposures, for the December 2013 quarter.

Quarterly ADI Performance Statistics contains information on ADIs’ financial performance, financial position, capital adequacy and asset quality. Quarterly ADI Property Exposures contains information on ADIs’ commercial property exposures, residential property exposures and new housing loan approvals. Detailed statistics on residential property exposures and new housing loan approvals are included for ADIs with greater than $1 billion in housing loans.

Over the year ending 31 December 2013, ADIs recorded net profit after tax of $31.0 billion. This is an increase of $6.1 billion (24.4 per cent) on the year ending 31 December 2012.

As at 31 December 2013, the total assets of ADIs were $3.96 trillion, an increase of $314.6 billion (8.6 per cent) over the year. At 31 December 2013, the total capital base of ADIs was $197.5 billion and risk-weighted assets were $1.66 trillion. The capital adequacy ratio for all ADIs was 11.9 per cent.

Impaired assets and past due items were $34.2 billion, a decrease of $4.7 billion (12.1 per cent) over the year. Total provisions were $21.2 billion, a decrease of $4.6 billion (17.8 per cent) over the year.

ADIs’ total domestic housing loans were $1.17 trillion, an increase of $85.5 billion (7.9 per cent) over the year. There were 4.93 million housing loans outstanding with an average balance of $234,000.

ADIs’ commercial property exposures were $219.8 billion, an increase of $10.7 billion (5.1 per cent) over the year. Commercial property exposures within Australia were $178.8 billion, equivalent to 81.3 per cent of all commercial property exposures.

Refer to the December 2013 Quarterly ADI Performance Statistics and Quarterly ADI Property Exposures publications.

The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, credit unions, building societies, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding $6 trillion in assets for Australian depositors, policyholders and superannuation fund members.