mortgage regulation
APRA proposes amending guidance on mortgage lending
… Content Media Releases APRA proposes amending guidance on mortgage lending Monday 20 May 2019 Print Email The Australian Prudential Regulation Authority (APRA) has begun consulting on possible … deposit-taking institutions (ADIs) perform on residential mortgage loan applications. In a letter to ADIs issued today, …
APRA succeeds in action to recover assets of failed super fund
… 2017 Print Email 09.18 The Australian Prudential Regulation Authority (APRA) has successfully taken action in … Superannuation Fund. The matter involved a dispute over a mortgage given to the Fund, which forced APRA to take legal … Trustee who was vested with the Fund’s assets, including a mortgage over a property in South Australia. Although a …
APRA publishes updated FAQ on the prudential treatment of residential mortgage loans
… updated FAQ on the prudential treatment of residential mortgage loans Friday 24 June 2022 Print Email The Australian Prudential Regulation Authority (APRA) has published an updated … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Regulation impact statements
… Breadcrumb Home Search Content Regulation impact statements The Regulation Impact Statement (RIS) process seeks to assist … impact statement October 2018 RIS ARS 223 Residential mortgage requirements for authorised deposit-taking … Regulation impact statements …
A prudential approach to mortgage lending
… Home Search Content Speeches A prudential approach to mortgage lending Friday 18 March 2016 Print Email Heidi … to reinforce sound lending standards in the residential mortgage sector. We worked very closely with large and small … home loans, August 2015. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Clarifying the treatment of Higher Education Loan Program debt obligations
… finalised Prudential Practice Guide APG 223 Residential Mortgage Lending, and finalised Reporting Standard ARS 223.0 Residential Mortgage Lending are available below. Letter Clarifying the … be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt …
Opening statement to House of Representatives Standing Committee on Tax and Revenue - November 2021
… regulatory system, our approach to regulating residential mortgage lending and our recent actions to address rising … Secondly, APRA’s approach to regulating residential mortgage lending. In residential mortgage lending, APRA seeks … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA publishes frequently asked question on standardised approach to credit risk-weighted assets
… 17 June 2020 Print Email The Australian Prudential Regulation Authority (APRA) has published a frequently asked … to credit risk will not be expected to revalue residential mortgage property for the purpose of meeting the requirements … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA releases quarterly authorised deposit-taking institution statistics for December 2019
… 10 March 2020 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … APRA has also published new detailed data on residential mortgage lending for the first time in its updated Quarterly … publication. The new data includes more granular detail on mortgage lending, including risk indicators, serviceability …
APRA responds to first phase of consultation on revisions to ADI capital framework
… Friday 7 June 2019 Print Email The Australian Prudential Regulation Authority (APRA) has released its response to the … underlying risk, especially with regards to residential mortgage lending. APRA received 18 industry submissions to … regard to the impact of risk weights on competition in the mortgage market, APRA has previously made changes that mean …
Quarterly authorised deposit-taking institution statistics
… residential mortgages outstanding and new residential mortgage approvals of ADIs. Media release: APRA releases … series data is available from March 2004 only. Residential mortgage lending back series data is available from March … to Manager, External Data Reporting Australian Prudential Regulation Authority GPO Box 9836, Sydney NSW 2001 Looking …
APRA authorises new general insurer and non-operating holding company
… 16 January 2019 Print Email The Australian Prudential Regulation Authority (APRA) has authorised under the … LMI Pty Ltd to carry on insurance business as a lenders mortgage insurer, and for Arch Financial Holdings Australia … be found on the APRA website. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA releases quarterly authorised deposit-taking institution statistics for June 2021
… 7 September 2021 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … deferrals should provide some support. In residential mortgage lending, the share of new lending with high … house prices. Other measures of higher-risk residential mortgage lending fell, including the share of new lending …
APRA publishes new FAQs for ADIs on liquidity
… 11 December 2020 Print Email The Australian Prudential Regulation Authority (APRA) has published new frequently … institutions (ADIs) on minimum liquidity holdings, mortgage warehouse facilities and calculation of collateral … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA releases quarterly authorised deposit-taking institution statistics for March 2022
… Tuesday 14 June 2022 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … and remain above pre-pandemic levels. New residential mortgage lending was higher compared to the same quarter last … points Key statistics for ADIs conducting residential mortgage lending for the quarter were 2 : March 2021 …
APRA releases quarterly authorised deposit-taking institution statistics for March 2024
… Tuesday 11 June 2024 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … by high levels of well-secured loans. Residential mortgage credit growth moderated, but remains above … points Key statistics for ADIs conducting residential mortgage lending for the quarter were: 2 March 2023 March …
APRA releases quarterly authorised deposit-taking institution statistics for June 2024
… 12 September 2024 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … a slight increase in non-performing loans. New residential mortgage lending continued to grow for both owner-occupiers … -4.2% Key statistics for ADIs conducting residential mortgage lending for the quarter were: 2 June 2023 June …
APRA releases quarterly authorised deposit-taking institution statistics for December 2022
… 14 March 2023 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … levels. The general risk profile for new residential mortgage lending is improving, as the proportion of new … points Key statistics for ADIs conducting residential mortgage lending for the quarter were: 2 December 2021 …
APRA releases quarterly authorised deposit-taking institution statistics for September 2021
… 7 December 2021 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … loans remained broadly stable. In residential mortgage lending, the share of new lending with high … -6.8% Key statistics for ADIs conducting residential mortgage lending for the quarter were 2 : September 2020 …
APRA releases quarterly authorised deposit-taking institution statistics for December 2021
… 15 March 2022 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … strong and non-performing loans decreased. Residential mortgage lending remained strong, with both the stock of … -10.1% Key statistics for ADIs conducting residential mortgage lending for the quarter were: 2 December 2020 …