The Australian Prudential Regulation Authority (APRA) has released its Quarterly Authorised Deposit-taking Institution (ADI) Property Exposures publication for the December 2018 quarter.
The publication contains information on ADIs’ commercial property exposures, residential property exposures and new housing loan approvals. Detailed statistics on residential property exposures and new housing loan approvals are included for ADIs with greater than $1 billion in housing loans.
Key statistics for ADIs (excluding Other ADIs) for December 2018 were:
|Total commercial property exposure limits
|Total commercial property exposures
|Commercial property exposures within Australia
|Total domestic housing loans
Key statistics for ADIs with greater than $1 billion in housing loans for December 2018 were:
|Number of housing loans
|Average balance of housing loans
|New housing loans approved in the quarter
APRA recommends that users of the publication exercise caution analysing and interpreting the statistics to monitor sound residential mortgage practices. Please refer to the Important Notice in the publication for further information.
 Other ADIs consist of ADIs that are not banks, building societies or credit unions. This includes providers of purchased payment facilities and specialist credit card institutions.