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APRA releases quarterly ADI performance statistics for December 2018

Wednesday 20 March 2019

The Australian Prudential Regulation Authority (APRA) has released the Quarterly Authorised Deposit taking Institution (ADI) Performance publication for the December 2018 quarter.

This publication contains information on ADIs’ financial performance, financial position, capital adequacy, asset quality, liquidity and key financial performance ratios.
Key statistics for ADIs (excluding Other ADIs[1]) for December 2018 were:
December 2017
December 2018
Net profit after tax (year-end)
$36.1 billion $35.7 billion -0.9%
Total assets $4,580.5 billion $4,814.8 billion +5.1%
Total capital base $288.3 billion $298.9 billion +3.7%
Total risk-weighted assets $1,960.8 billion $2,006.4 billion +2.3%
Capital adequacy ratio 14.7% 14.9% +0.2pp
Minimum liquidity holdings ratio 15.8% 15.1% -0.7pp
Liquidity coverage ratio 124.8% 131.9% +7.1pp

Key non-performing loans statistics for ADIs (excluding Other ADIs) for December 2018 were:

  December 2017 December 2018 Change
Impaired assets and past due items $26.0 billion $28.0 billion +7.7%
Total provisions $11.3 billion $11.6 billion +3.3%

Copies of the December 2018 Quarterly ADI Performance Statistics publication are available on the APRA website at:

[1] Other ADIs consist of ADIs that are not banks, building societies or credit unions. This includes providers of purchased payment facilities and specialist credit card institutions.

The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, credit unions, building societies, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding $6 trillion in assets for Australian depositors, policyholders and superannuation fund members.