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APRA consults on the capital treatment of mortgages covered by the First Home Loan Deposit Scheme

The Australian Prudential Regulation Authority (APRA) has released for consultation its proposed revision to the capital treatment for eligible mortgages covered by the Government's First Home Loan Deposit Scheme (FHLDS).

The full consultation letter is available on the APRA website at: Capital requirement for First Home Loan Deposit Scheme mortgages.

Housing

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The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, mutuals, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding around $9 trillion in assets for Australian depositors, policyholders and superannuation fund members.