Find the latest media releases, statistics, and publications from APRA — offering timely updates, insights, and official communications to keep you informed.
This discussion paper is the first step in improving the licensing framework for banks. In responding to this discussion paper, stakeholders are invited to provide feedback on further opportunities to improve the licensing process, including where APRA’s licensing requirements could be more proportionate.
Effective governance of banks, insurers and RSE licensees is fundamental to prudential regulation and sound risk management. Well-governed institutions are likely to be more resilient in times of stress.
In its November 2024 update, APRA confirmed it will maintain its existing macroprudential policy settings, including the serviceability assessment buffer, the countercyclical capital buffer and the absence of lending limits, following its assessment of financial stability risks.
Climate change presents risks to the financial system and the APRA-regulated entities that operate within it. This includes physical, transition, and liability risks which are collectively referred to as climate risks in this Information Paper.
This Discussion Paper outlines potential amendments to APRA’s prudential framework to ensure that the capital strength of the Australian banking system operates more effectively in stress, proposing to replace Additional Tier 1 (AT1) capital with more reliable and effective forms of capital.
This information paper aims to help accountable entities and their accountable persons understand and meet their obligations under the Financial Accountability Regime, while outlining how the Regulators will jointly administer the FAR and exercise their regulatory and enforcement powers.
APRA has decided to maintain its existing macroprudential policy settings. The mortgage serviceability buffer will remain at 3 percentage points, and the countercyclical capital buffer will stay at 1 per cent of risk-weighted assets.
