List of significant financial institutions

The institutions listed below are regulated by APRA and are classified as significant financial institutions (SFIs), which are defined in Prudential Standard APS 001 Definitions.
All industries

Information source date is as at 26 October 2026.

Authorised deposit-taking institutions

SFIs are defined in Prudential Standard APS 001 Definitions. This list includes ADIs with total assets above AUD $20 billion, as at the source date. ADIs that APRA has determined are SFIs having regard to matters such as complexity in operations or group membership are not included.  

General insurance

SFIs are defined in Prudential Standard GPS 001 Definitions. This list includes insurers with total assets above AUD $10 billion, as at the source date. Insurers that APRA has determined are SFIs having regard to matters such as complexity in operations or group membership are not included.  

Life insurance

SFIs are defined in Prudential Standard LPS 001 Definitions. This list includes life companies with total assets above AUD $10 billion, as at the source date. Life companies that APRA has determined are SFIs having regard to matters such as complexity in operations or group membership are not included.

Private health insurance

SFIs are defined in Prudential Standard HPS 001 Definitions. This list includes private health insurers with total assets above AUD $3 billion, as at the source date. Private health insurers that APRA has determined are SFIs having regard to matters such as complexity in operations or group membership are not included.

Superannuation

SFIs are defined in each prudential standard that uses the SFI concept. This list includes RSE licensees with total assets above AUD $30 billion, as at the source date, as well as RSE licensees that APRA has determined are SFIs having regard to matters such as complexity in operations or group membership.

 

Authorised deposit-taking institutions

Entity name 
AMP Bank Limited
Australia and New Zealand Banking Group Limited
Bank of Queensland Limited
Bendigo and Adelaide Bank Limited
Commonwealth Bank of Australia
Heritage and People's Choice Limited
HSBC Bank Australia Limited
ING Bank (Australia) Limited
Macquarie Bank Limited
National Australia Bank Limited
Newcastle Greater Mutual Group Ltd
Norfina Limited trading as Suncorp Bank
Rabobank Australia Limited
Westpac Banking Corporation

General insurance

Entity name 
AAI Limited 
Allianz Australia Insurance Limited 
Insurance Australia Limited 
QBE Insurance (Australia) Limited 

Life insurance

Entity name 
Challenger Life Company Limited 
Resolution Life Australasia Limited 
TAL Life Limited 

Private health insurance

Entity name
BUPA HI Pty Ltd
Medibank Private Limited
The Hospitals Contribution Fund of Australia Ltd

Superannuation

Entity name
Australian Retirement Trust Pty Ltd
AustralianSuper Pty Ltd
Avanteos Investments Limited
Aware Super Pty Ltd
Brighter Super Trustee
BT Funds Management Limited
CareSuper Pty Ltd
Diversa Trustees Limited1
Equity Trustees Superannuation Limited
H.E.S.T. Australia Ltd.
Host-Plus Pty. Limited
HTFS Nominees Pty Ltd
I.O.O.F. Investment Management Limited
Macquarie Investment Management Ltd
Mercer Superannuation (Australia) Limited
N. M. Superannuation Proprietary Limited
Netwealth Superannuation Services Pty Ltd
Nulis Nominees (Australia) Limited
OnePath Custodians Pty Limited
Retail Employees Superannuation Pty. Limited
Togethr Trustees Pty Ltd
Unisuper Limited
United Super Pty Ltd
Vision Super Pty Ltd 

 

 

Footnotes

  • 1

    In respect of CPS 511 Remuneration only

The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, mutuals, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding around $10.6 trillion in assets for Australian depositors, policyholders and superannuation fund members.