Memoranda of understanding and letters of arrangement

APRA has Memoranda of Understanding (MoU) and Letters of Arrangement with other organisations. APRA publishes the documents it has authority to make public.

Last updated 29 July 2025

Domestic memoranda of understanding

Head Agreement: Australian Criminal Intelligence Commission PDF 4.94 MB ‧ 4 April 2022
MoU: Australian Bureau of Statistics (ABS) PDF 347.84 KB ‧ 4 June 2007
MoU: Australian Capital Territory Compulsory Third-Party Insurance Regulator (ACT CTP Regulator) PDF 3.14 MB ‧ 11 August 2017
MoU: Australian Competition and Consumer Commission (ACCC) PDF 206.95 KB ‧ 14 September 2020
MoU: Australian Financial Complaints Authority (AFCA) and APRA PDF 1.27 MB ‧ 24 April 2023
MoU: Australian Securities and Investments Commission (ASIC) PDF 45.92 KB ‧ 28 November 2019
MoU: Australian Securities and Investments Commission (ASIC) and APRA Breach Notification Agreement PDF 202.30 KB ‧ 20 December 2007
MoU: Australian Securities and Investments Commission (ASIC) and APRA relationship statement PDF 72.80 KB
MoU: Australian Taxation Office (ATO) PDF 1.12 MB ‧ 7 October 2020

MoU: Australian Transaction Reports and Analysis Centre (AUSTRAC) 

MoU: Commonwealth Treasury​ PDF 125.37 KB
MoU: Council of Financial Regulators (COFR) MOU on Financial Distress Management PDF 78.16 KB ‧ 18 September 2008
MoU on Crisis Management: Council of Financial Regulators PDF 196.36 KB ‧ 28 July 2025
MoU: Department of Health​ PDF 1.78 MB ‧ 10 May 2016
MoU: Motor Accident Insurance Commission of Queensland (MAIC) PDF 1.44 MB ‧ 20 November 2012
MoU: NSW State Insurance Regulatory Authority (SIRA) PDF 116.95 KB ‧ 18 November 2022
MoU: Office of Fair Trading​ PDF 1.15 MB ‧ 22 June 2007
MoU: Reserve Bank of Australia (RBA)​ PDF 18.02 KB ‧ 12 October 1998
MoU: South Australia Compulsory Third-Party Insurance Regulator (SA CTP Regulator) PDF 3.87 MB ‧ 11 August 2017
MoU: The Office of the Australian Information Commissioner PDF 256.35 KB ‧ 17 July 2024
MoU: Workcover Tasmania​ PDF 872.59 KB ‧ 1 April 2010
MoU: The Reserve Bank of Australia PDF 211.62 KB ‧ 28 July 2025

International memoranda of understanding and letters

Brazil - MoU between APRA and Banco Central do Brasil concerning cooperation in supervision and resolution of Authorised Institutions (2021) PDF 1.53 MB ‧ 15 November 2021
Cambodia - MoU between APRA and the National Bank of Cambodia concerning cooperation in banking supervision 2013 PDF 974.86 KB ‧ 16 May 2013
Canada - MoU between APRA and the Office of the Superintendent of Financial Institutions Canada concerning mutual cooperation 2007 PDF 1.06 MB ‧ 23 March 2007
China - MoU between APRA and the China Banking Regulatory Commission 2005 PDF 1.28 MB ‧ 23 May 2005
China - MoU between APRA and athe China Insurance Regulatory Commission regarding insurance regulatory cooperation 2015 PDF 545.71 KB ‧ 28 June 2015
European Union – MoU between APRA and the European Central Bank 2021 PDF 548.26 KB ‧ 21 December 2021
European Union - MoU between APRA and the Single Resolution Board PDF 945.15 KB ‧ 27 March 2023
France - MoU between APRA and the Autorite de Controle des Assurances et des Mutuelles 2007 PDF 2.80 MB ‧ 21 May 2007
Germany - MoU between APRA and the Bundesanstalt fur Finanzdienstleistungsaufsicht of Germany concerning cooperation in banking and insurance supervision 2005 PDF 8.04 MB ‧ 3 June 2005
Hong Kong - MoU between APRA and the Hong Kong Monetary Authority 2005 PDF 427.55 KB ‧ 27 April 2005
Hong Kong - MoU between APRA and the Insurance Authority fo the Hong Kong Special Administrative Region of the People's Republic of Chine 2007 PDF 2.06 MB ‧ 9 February 2007
Indonesia - MoU between APRA and Bank Indonesia 2012 PDF 2.55 MB ‧ 6 June 2012
Indonesia - MoU between APRA and The Indonesia Financial Services Authority (OJK) 2022 PDF 215.78 KB ‧ 7 June 2022

Ireland – MoU between APRA and the Central Bank of Ireland 2024

Japan - Exchange of letters between APRA and the Financial Services Agency of Japan 2016 PDF 6.03 MB ‧ 9 August 2016
Jordan - MoU between APRA and the Central Bank of Jordan concerning cooperation in banking supervision 2017 PDF 356.21 KB ‧ 28 April 2017
Korea - MoU between APRA and the Financial Services Commission and Financial Supervisory Service of the Republic of Korea concerning cooperation in financial supervision 2005 PDF 2.00 MB ‧ 28 August 2011
Lebanon - MoU between APRA and the Banking Control Commission of Lebanon concerning cooperation in banking supervision 2011 PDF 1.18 MB ‧ 26 October 2011
Macau - MoU between APRA and Autoridade Monetaria de Macau concerning cooperation in insurance supervision 2009 PDF 1.42 MB ‧ 25 May 2009
Malta - MoU between APRA and the Malta Financial Services Authority 2010 PDF 357.17 KB ‧ 14 June 2010
Mauritius - MoU between APRA and the Financial Services Commission 2020 PDF 1.61 MB ‧ 27 February 2020
Netherlands - MoU between APRA and De Nederlandsche Bank NV concerning cooperation in prudential banking and insurance supervision and information sharing 2006 PDF 3.88 MB ‧ 16 March 2006
New Caledonia - MoU between APRA and New Caledonia concerning cooperation in insurance supervision 2017 PDF 412.81 KB ‧ 30 June 2017
New Zealand - Memorandum of Cooperation between the CFR and NZ on Trans-Tasman Bank Distress Management PDF 242.10 KB ‧ 26 November 2024
New Zealand - MoU between APRA and the Reserve Bank of New Zealand concerning cooperation in banking and insurance supervision 2003 PDF 1.53 MB ‧ 18 May 2012
New Zealand - Terms of Engagement between APRA and the Reserve Bank of New Zealand Implementation of new Basel Capital Framework Australia New Zealand 2005 PDF 98.42 KB ‧ 17 May 2005
Singapore - Addendum to the MoU between APRA and Monetary Authority of Singapore 2007 PDF 2.03 MB ‧ 12 February 2016
Singapore - MoU between APRA and Monetary Authority of Singapore 2007 PDF 1.98 MB ‧ 26 December 2007
South Africa - MoU bewteen APRA and the Bank Supervision Department of the South African Reserve Bank 2007 PDF 1.46 MB ‧ 4 July 2007
Switzerland - MoU between APRA and the Swiss Federal Office of Private Insurance regarding cooperation and exchange of information 2008 PDF 376.05 KB ‧ 16 October 2008
Switzerland - Confidentiality Agreement between APRA and the Swiss Financial Market Supervisory Authority PDF 1,010.88 KB ‧ 6 May 2020
Taiwan - Exchange of letters between APRA and the Financial Supervisory Commission of Taiwan on information sharing and other cooperation 2007 PDF 207.06 KB ‧ 7 February 2007
Timor Leste - MoU between APRA and the Banco Central de Timor Leste concernign cooperation in banking and insurance supervision 2015 PDF 2.59 MB ‧ 7 December 2015
United Arab Emirates - MoU between APRA and Abu Dhabi Global Market and Financial Services Regulatory Authority 2016 PDF 589.12 KB ‧ 23 September 2019
United Arab Emirates - MoU between APRA and Dubai Financial Services Authority concerning cooperation in banking and insurance supervision 2015 PDF 667.13 KB ‧ 30 July 2015
United Kingdom - MoU between APRA and the United Kingdom Financial Services Authority 2003 PDF 1.90 MB ‧ 28 November 2003
United States of America - MoU between APRA and the Board of Governors of the Federal Reserve System, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation PDF 344.76 KB ‧ 19 October 2006
United States of America - MoU between APRA and the Illinois Department of Insurance PDF 445.25 KB ‧ 18 February 2020
United States of America - MoU between APRA and the Office of Thrift Supervision concerning mutual cooperation 2005 PDF 1.30 MB ‧ 9 August 2005
United States of America - Statement of Cooperation between APRA and the United States Commodity Futures Trading Commission 2015 PDF 1.66 MB ‧ 13 April 2015
Vietnam - Exchange of Letters between APRA and the State Bank of Vietnam on banking supervision information 2007 PDF 506.06 KB ‧ 15 May 2007
World - Multilateral MoU of the International Association of Insurance Supervision 2007 PDF 359.71 KB ‧ 23 October 2009

Footnotes

    The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, mutuals, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding around $10.6 trillion in assets for Australian depositors, policyholders and superannuation fund members.