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APRA finalises targeted changes to the treatment of HELP debts

The Australian Prudential Regulation Authority (APRA) has finalised targeted changes to how authorised deposit-taking institutions (ADIs) treat Higher Education Loan Program (HELP) debt repayments when assessing home loan applications.

A response letter, the final revised reporting standard and final revised prudential practice guide are available on the APRA website at: Clarifying the treatment of Higher Education Loan Program debt obligations.

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Contact APRA Media Unit, on +61 2 9210 3636

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For more information contact APRA on 1300 558 849.

The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, mutuals, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding around $9 trillion in assets for Australian depositors, policyholders and superannuation fund members.