Consultation

Targeted adjustments to the general insurance reinsurance framework

This page contains relevant information regarding APRA's proposals for targeted adjustments to the general insurance reinsurance framework.
General insurance
Closed
30 January 2026
Financial Resilience
Last Updated 7 July 2026

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Latest updates

On 7 July 2026, APRA released its response to consultation on targeted adjustments to the general insurance reinsurance framework. These adjustments will better facilitate access to reinsurance, including alternative reinsurance arrangements.

The new prudential standards, reporting standards and guidance will come into effect on 1 January 2027. Updated reporting forms are planned to be released in the APRA Connect Test environment in September 2026.

The response to submissions paper, final prudential standards, final prudential practice guides, final reporting standards and non-confidential submissions are available below.

Media release

APRA finalises amendments to general insurance reinsurance framework

Response paper

Finalising amendments to the general insurance reinsurance framework

Previous updates

On 22 October 2025, APRA released a Response Paper that sets out proposals for the general insurance industry to better facilitate access to reinsurance, including alternative reinsurance arrangements. The paper responds to industry feedback on a November 2024 consultation letter that set out preliminary proposals on these matters. The 2024 letter is available below. 

Along with this Response Paper, APRA is releasing draft standards and guidance.

Media release: APRA refines proposals to facilitate easier access to alternative reinsurance arrangements

Response Paper

​Targeted adjustments to the general insurance reinsurance framework

Draft prudential standards

Draft reporting standards

Draft prudential practice guides

Note on submissions

It is APRA's policy to publish all submissions on the APRA website unless the respondent specifically tells APRA in writing that all or part of the submission is to remain confidential. An automatically generated confidentiality statement in an email does not satisfy this purpose. If you would like only part of your submission to be confidential, you should provide this information marked as 'confidential' in a separate attachment.

Submissions may be the subject of a request for access made under the Freedom of Information Act 1982 (FOIA). APRA will determine such requests, if any, in accordance with the provisions of the FOIA. Information in the submission about any APRA-regulated entity that is not in the public domain and that is identified as confidential will be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt from production under the FOIA.