News and Publications

This article outlines how APRA helps ensure that essential financial services remain available during major disruptions.

This article explains the importance of capital buffers and how they contribute to financial strength for APRA-regulated ADIs and general insurers.

This article describes the cyber security risks facing financial institutions and APRA’s role in protecting customers and data.

This article shows APRA’s role in supervising the use of words like “bank” or “banking” so the general public knows if they are dealing with an authorised bank.

This article explains why liquidity is critical to banks and how APRA regulates liquidity risk to protect depositors and financial system stability.

This article explains the framework of “prudential regulation” that supports financial system safety and stability.

This article outlines the Financial Claims Scheme, including who is covered by its financial protection and APRA’s role.

This article explains APRA’s role as Australia’s financial safety regulator, including its supervisory mandate, how it protects depositors, policyholders and superannuation members, and how it promotes financial system stability while supporting competition and efficiency.

This article explains how risk-weighted assets link the minimum amount of capital that banks must hold with the risk profile of the bank’s lending activities and other assets.

This article explains what regulatory capital is, why it matters, and how APRA sets capital requirements to ensure financial system stability.