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Final round
On 10 January 2018, APRA released a response letter to its May 2017 consultation on residential mortgage lending reporting requirements and issued revised a reporting standard and reporting guidance.
We made minor clarifications to reporting requirements and amended the reporting guidance as a result of these comments.
We received the following non-confidential submission to the consultation:
Previous updates
Round 2
On 23 May 2017, APRA released a revised ARS 223.0, which responded to submissions received and proposed a small number of additional data items. APRA sought feedback on these additional data items. APRA also released an accompanying reporting practice guide. The consultation closed 23 June 2017.
Round 1
The October consultation outlined APRA's proposal to revise the residential mortgage lending reporting requirements for Authorised Deposit-taking Institutions (ADIs). The discussion paper is accompanied by a draft reporting standard, reporting form and instructions. The consultation closed on 10 February 2017.
We received the following non-confidential submissions in response to the consultation on the reporting requirements for residential mortgage lending:
Note on submissions
It is APRA's policy to publish all submissions on the APRA website unless the respondent specifically tells APRA in writing that all or part of the submission is to remain confidential. An automatically generated confidentiality statement in an email does not satisfy this purpose. If you would like only part of your submission to be confidential, you should provide this information marked as 'confidential' in a separate attachment.
Submissions may be the subject of a request for access made under the Freedom of Information Act 1982 (FOIA). APRA will determine such requests, if any, in accordance with the provisions of the FOIA. Information in the submission about any APRA-regulated entity that is not in the public domain and that is identified as confidential will be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt from production under the FOIA.