News and Publications

The release of the 2025 Comprehensive Product Performance Package (CPPP) continues APRA’s commitment to provide all stakeholders with a clear, comparative view of how products are performing across the industry.

APRA is consulting on proposed non‑confidentiality determinations for general insurance (GI) and life insurance (LI) data, alongside updates to its GI and LI statistical publications to align with the new insurance reporting framework.

This discussion paper is the first step in improving the licensing framework for banks. In responding to this discussion paper, stakeholders are invited to provide feedback on further opportunities to improve the licensing process, including where APRA’s licensing requirements could be more proportionate.

This consultation paper clarifies APRA’s proposed approach for a range of less material issues arising from the changes.

This paper outlines APRA’s proposal to modify the capital framework for annuities to allow reduced capital requirements for annuity products in return for enhanced risk management by life insurers.

Effective governance of banks, insurers and RSE licensees is fundamental to prudential regulation and sound risk management. Well-governed institutions are likely to be more resilient in times of stress.

APRA’s December 2024 review examines how superannuation trustees govern unlisted asset valuation and liquidity risk management, assessing alignment with Prudential Standard SPS 530 Investment Governance and related guidance.

In its November 2024 update, APRA confirmed it will maintain its existing macroprudential policy settings, including the serviceability assessment buffer, the countercyclical capital buffer and the absence of lending limits, following its assessment of financial stability risks.

Climate change presents risks to the financial system and the APRA-regulated entities that operate within it. This includes physical, transition, and liability risks which are collectively referred to as climate risks in this Information Paper.

This Response Paper summarises the key substantive feedback from industry and other stakeholders, and sets out APRA’s response.