APRA releases quarterly authorised deposit-taking institution (ADI) statistics for June 2014

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The Australian Prudential Regulation Authority (APRA) today released Quarterly Authorised Deposit-taking Institution Performance and Quarterly Authorised Deposit-taking Institution Property Exposures, for the June 2014 quarter.

Quarterly ADI Performance Statistics contains information on ADI’s financial performance, financial position, capital adequacy and asset quality. Quarterly ADI Property Exposures contains information on ADIs’ commercial property exposures, residential property exposures and new housing loan approvals. Detailed statistics on residential property exposures and new housing loan approvals are included for ADIs with greater than $1 billion in housing loans.

Over the year ending 30 June 2014, ADIs recorded net profit after tax of $32.3 billion. This is an increase of $3.8 billion (13.5 per cent) on the year ending 30 June 2013.

As at 30 June 2014, the total assets of ADIs were $4.0 trillion, an increase of $209.9 billion (5.5 per cent) over the year. The total capital base of ADIs was $206.9 billion at 30 June 2014 and risk-weighted assets were $1.7 trillion at that date. The capital adequacy ratio for all ADIs was 12.4 per cent.

Impaired assets and past due items were $32.1 billion, a decrease of $6.1 billion (16.0 per cent) over the year. Total provisions were $18.5 billion, a decrease of $5.2 billion (22.0 per cent) over the year.

ADIs’ total domestic housing loans were $1.2 trillion, an increase of $97.2 billion (8.6 per cent) over the year. There were 5.1 million housing loans outstanding with an average balance of $237,000.

ADIs’ commercial property exposures were $230.5 billion, an increase of $16.9 billion (7.9 per cent) over the year. Commercial property exposures within Australia were $189.5 billion, equivalent to 82.2 per cent of all commercial property exposures.

Refer to the June 2014 Quarterly ADI Performance Statistics and Quarterly ADI Property Exposures publications.