The Australian Prudential Regulation Authority (APRA) has released the Quarterly Authorised Deposit taking Institution (ADI) Performance publication for the December 2018 quarter.
This publication contains information on ADIs’ financial performance, financial position, capital adequacy, asset quality, liquidity and key financial performance ratios.
Key statistics for ADIs (excluding Other ADIs[1]) for December 2018 were:
|
December 2017
|
December 2018
|
Change
|
|
|---|---|---|---|
|
Net profit after tax (year-end)
|
$36.1 billion | $35.7 billion | -0.9% |
| Total assets | $4,580.5 billion | $4,814.8 billion | +5.1% |
| Total capital base | $288.3 billion | $298.9 billion | +3.7% |
| Total risk-weighted assets | $1,960.8 billion | $2,006.4 billion | +2.3% |
| Capital adequacy ratio | 14.7% | 14.9% | +0.2pp |
| Minimum liquidity holdings ratio | 15.8% | 15.1% | -0.7pp |
| Liquidity coverage ratio | 124.8% | 131.9% | +7.1pp |
Key non-performing loans statistics for ADIs (excluding Other ADIs) for December 2018 were:
| December 2017 | December 2018 | Change | |
|---|---|---|---|
| Impaired assets and past due items | $26.0 billion | $28.0 billion | +7.7% |
| Total provisions | $11.3 billion | $11.6 billion | +3.3% |
Copies of the December 2018 Quarterly ADI Performance Statistics publication are available on the APRA website at: https://www.apra.gov.au/publications/quarterly-authorised-deposit-taking-institution-performance-statistics.
Footnotes
[1] Other ADIs consist of ADIs that are not banks, building societies or credit unions. This includes providers of purchased payment facilities and specialist credit card institutions.