<?xml version="1.0" encoding="utf-8"?><xs:schema attributeFormDefault="unqualified" elementFormDefault="qualified" xmlns:xs="http://www.w3.org/2001/XMLSchema"><xs:complexType name="Thousand_x0020_Separated"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:decimal"><xs:whiteSpace value="collapse" fixed="true" /><xs:totalDigits value="19" fixed="true" /><xs:fractionDigits value="0" fixed="true" /><xs:pattern value="-?[0-9]{0,19}" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="TEXT"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:minLength value="1" fixed="true" /><xs:maxLength value="4000" fixed="true" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="MONETARY"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:decimal"><xs:whiteSpace value="collapse" fixed="true" /><xs:totalDigits value="28" fixed="true" /><xs:fractionDigits value="9" fixed="true" /><xs:pattern value="-?[0-9]{0,19}(\.[0-9]{0,9})?" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="Integer"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:decimal"><xs:whiteSpace value="collapse" fixed="true" /><xs:totalDigits value="19" fixed="true" /><xs:fractionDigits value="0" fixed="true" /><xs:pattern value="-?[0-9]{0,19}" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="Date"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:date"><xs:whiteSpace value="collapse" fixed="true" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="YesNo"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="Yes" /><xs:enumeration value="No" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="PrivateHealthInsurerFundType"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="HealthBenefitsFund"><xs:annotation><xs:documentation>Key 'HealthBenefitsFund' = Label 'Health benefits fund'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="GeneralFund"><xs:annotation><xs:documentation>Key 'GeneralFund' = Label 'General fund'</xs:documentation></xs:annotation></xs:enumeration></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="PHICounterpartyGradeType"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="Grade1Government"><xs:annotation><xs:documentation>Key 'Grade1Government' = Label 'Grade 1 (Government)'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade1Other"><xs:annotation><xs:documentation>Key 'Grade1Other' = Label 'Grade 1 (Other)'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade2"><xs:annotation><xs:documentation>Key 'Grade2' = Label 'Grade 2'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade3"><xs:annotation><xs:documentation>Key 'Grade3' = Label 'Grade 3'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade4"><xs:annotation><xs:documentation>Key 'Grade4' = Label 'Grade 4'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade5"><xs:annotation><xs:documentation>Key 'Grade5' = Label 'Grade 5'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade6"><xs:annotation><xs:documentation>Key 'Grade6' = Label 'Grade 6'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade7"><xs:annotation><xs:documentation>Key 'Grade7' = Label 'Grade 7'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade1"><xs:annotation><xs:documentation>Key 'Grade1' = Label 'Grade 1'</xs:documentation></xs:annotation></xs:enumeration></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="ACN_x002C__x0020_ABN_x0020_or_x0020_ARBN_x0020_Integer_x0020__x0028_11_x0029_"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:decimal"><xs:whiteSpace value="collapse" fixed="true" /><xs:totalDigits value="11" fixed="true" /><xs:fractionDigits value="0" fixed="true" /><xs:pattern value="-?[0-9]{0,11}" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="PHIReinsuranceOrNonReinsuranceExposureType"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="Reinsurance" /><xs:enumeration value="NonReinsurance"><xs:annotation><xs:documentation>Key 'NonReinsurance' = Label 'Non-reinsurance'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="CombinationOfMultipleExposures"><xs:annotation><xs:documentation>Key 'CombinationOfMultipleExposures' = Label 'Combination of multiple exposures'</xs:documentation></xs:annotation></xs:enumeration></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="PHIRelatedPartyType"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="ControlledEntity"><xs:annotation><xs:documentation>Key 'ControlledEntity' = Label 'Controlled entity'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="AssociateJointVenture"><xs:annotation><xs:documentation>Key 'AssociateJointVenture' = Label 'Associate / Joint venture'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="OtherRelatedParty"><xs:annotation><xs:documentation>Key 'OtherRelatedParty' = Label 'Other related party'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="NotApplicable"><xs:annotation><xs:documentation>Key 'NotApplicable' = Label 'Not applicable'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Subsidiary" /><xs:enumeration value="JointVenture"><xs:annotation><xs:documentation>Key 'JointVenture' = Label 'Joint venture'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Associate" /><xs:enumeration value="Parent" /><xs:enumeration value="OtherRelatedParties"><xs:annotation><xs:documentation>Key 'OtherRelatedParties' = Label 'Other related parties'</xs:documentation></xs:annotation></xs:enumeration></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="PHICounterpartyGradeAfterEligibleCreditSupport"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="Grade1"><xs:annotation><xs:documentation>Key 'Grade1' = Label 'Grade 1'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade2"><xs:annotation><xs:documentation>Key 'Grade2' = Label 'Grade 2'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade3"><xs:annotation><xs:documentation>Key 'Grade3' = Label 'Grade 3'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade4"><xs:annotation><xs:documentation>Key 'Grade4' = Label 'Grade 4'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade5"><xs:annotation><xs:documentation>Key 'Grade5' = Label 'Grade 5'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade6"><xs:annotation><xs:documentation>Key 'Grade6' = Label 'Grade 6'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade7"><xs:annotation><xs:documentation>Key 'Grade7' = Label 'Grade 7'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="NotApplicable"><xs:annotation><xs:documentation>Key 'NotApplicable' = Label 'Not applicable'</xs:documentation></xs:annotation></xs:enumeration></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="PHIAssetExposureCategoryAfterEligibleCreditSupport"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="Grade4"><xs:annotation><xs:documentation>Key 'Grade4' = Label 'Grade 4'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Grade56Or7"><xs:annotation><xs:documentation>Key 'Grade56Or7' = Label 'Grade 5, 6 or 7'</xs:documentation></xs:annotation></xs:enumeration></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="PHIAssetExposureCategoryAfterEligibleCreditSupportType"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="RelatedPartyAPRARegulatedGroup"><xs:annotation><xs:documentation>Key 'RelatedPartyAPRARegulatedGroup' = Label 'Related party (APRA-regulated group)'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="UnrelatedPartyAPRARegulatedGroup"><xs:annotation><xs:documentation>Key 'UnrelatedPartyAPRARegulatedGroup' = Label 'Unrelated party (APRA-regulated group)'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="OtherRelatedParty"><xs:annotation><xs:documentation>Key 'OtherRelatedParty' = Label 'Other related party'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Other" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:element name="PHI_ACRC"><xs:complexType><xs:sequence minOccurs="1" maxOccurs="1"><xs:element name="PHI_ACRC"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="FrequencyCategory"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="NumberOfMonthsInPeriod"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="Integer"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PreviousPeriodEndDate"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="Date"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="FirmID"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="Thousand_x0020_Separated"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="FirmName"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="EntityDetails"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="EntityDetails_x005F_x002E_01"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="FirmRef"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="ReportingEndDate"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="Date"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="HRS_117_0_Table_1"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="HRS_117_0_Table_1_x005F_x002E_01"><xs:complexType><xs:sequence minOccurs="0" maxOccurs="unbounded"><xs:element minOccurs="1" maxOccurs="1" name="HRS_117_0_Table_1_x005F_x002E_01_x0020_Repeat_x0020_Group"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundType"><xs:annotation><xs:documentation>This is the type of private health insurer fund</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PrivateHealthInsurerFundType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundName"><xs:annotation><xs:documentation>This means Private Health Insurer Fund Name</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHICounterpartyName"><xs:annotation><xs:documentation>This is the name of the counterparty to the exposure.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHICounterpartyGroupName"><xs:annotation><xs:documentation>This is the name of the group to which the counterparty to the exposure belongs.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHICounterpartyACNABNOrARBN"><xs:annotation><xs:documentation>This means Counterparty ACN, ABN or ARBN</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="ACN_x002C__x0020_ABN_x0020_or_x0020_ARBN_x0020_Integer_x0020__x0028_11_x0029_"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIReinsuranceOrNonReinsuranceExposureType"><xs:annotation><xs:documentation>This means Reinsurance Or Non-Reinsurance Exposure Type</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PHIReinsuranceOrNonReinsuranceExposureType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIReinsuranceOrNonReinsuranceExposureTypeDescription"><xs:annotation><xs:documentation>This means Reinsurance Or Non-Reinsurance Exposure Type Description</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHINonAPRAAuthorisedReinsurerIndicator"><xs:annotation><xs:documentation>This means Non-APRA Authorised Reinsurer Indicator</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="YesNo"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIRelatedPartyType"><xs:annotation><xs:documentation>This means the type of relationship of the counterparty to the insurer. This can take the values of:
• parent;
• controlled entity;
• associate / joint venture; or
• other related party.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PHIRelatedPartyType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHICounterpartyGradeType"><xs:annotation><xs:documentation>This means the classification applied to the exposure as per Prudential Standard HPS 001 Definitions (HPS 001).</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PHICounterpartyGradeType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHINameOfProviderOfEligibleCreditSupport"><xs:annotation><xs:documentation>This means the name of the entity providing the collateral or guarantee where the insurer holds collateral against the asset or if the asset has been guaranteed.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHICounterpartyGradeAfterEligibleCreditSupport"><xs:annotation><xs:documentation>This means the counterparty grade type related to exposures that are covered by collateral or guarantee.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PHICounterpartyGradeAfterEligibleCreditSupport"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIOnBalanceSheetLargeExposureAmount"><xs:annotation><xs:documentation>This represents the fair value of the exposure, net of provision for doubtful debts, recognised on-balance sheet.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIOffBalanceSheetLargeExposureAmount"><xs:annotation><xs:documentation>This represents the fair value of the exposure, net of provision for doubtful debts, recognised off-balance sheet.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:sequence><xs:attribute default="list" name="type" /></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="HRS_117_0_Table_2"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="HRS_117_0_Table_2_x005F_x002E_01"><xs:complexType><xs:sequence minOccurs="0" maxOccurs="unbounded"><xs:element minOccurs="1" maxOccurs="1" name="HRS_117_0_Table_2_x005F_x002E_01_x0020_Repeat_x0020_Group"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundType"><xs:annotation><xs:documentation>This is the type of private health insurer fund</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PrivateHealthInsurerFundType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundName"><xs:annotation><xs:documentation>This means Private Health Insurer Fund Name</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHICounterpartyGroupName"><xs:annotation><xs:documentation>This is the name of the group to which the counterparty to the exposure belongs.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIEligibleCreditSupportAppliedIndicator"><xs:annotation><xs:documentation>This means Eligible Credit Support Applied Indicator</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="YesNo"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIAssetExposureCategoryAfterEligibleCreditSupport"><xs:annotation><xs:documentation>For reinsurance exposures that are covered by eligible credit support, report the counterparty grade grouping as:
Grade 4; or
Grade 5, 6 or 7.
For non-reinsurance exposures, categorise the exposure into one of the following in accordance with HPS 117:
related party (APRA-regulated group);
unrelated party (APRA-regulated group); or
other.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PHIAssetExposureCategoryAfterEligibleCreditSupport"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIAssetConcentrationRiskChargeNetExposureAmount"><xs:annotation><xs:documentation>This means the fair value of the exposure, net of provision for doubtful debts and any regulatory adjustments to capital base related to this exposure, that is subject to an Asset Concentration Risk Charge. Reinsurance exposures regulatory adjustments would consist of reinsurance assets not subjected to an executed and legally binding contract.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIAssetConcentrationRiskChargeLimitAmount"><xs:annotation><xs:documentation>For reinsurance exposures this means the appropriate asset concentration limit as specified in HPS 117 for reinsurance exposures to Grade 5, 6 and 7 counterparties or Grade 4 counterparties belonging to the same group.
For non-reinsurance exposures this means the appropriate Asset Concentration Risk Charge limit as specified in HPS 117.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIAdjustmentForCumulativeExposuresAmount"><xs:annotation><xs:documentation>For reinsurance exposures only, this is the adjustment for cumulative exposures that needs to be made in line with Prudential Standard HPS 117 Capital Adequacy: Asset Concentration Risk Charge (HPS 117).</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:sequence><xs:attribute default="list" name="type" /></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="HRS_117_0_Table_3"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="HRS_117_0_Table_3_x005F_x002E_01"><xs:complexType><xs:sequence minOccurs="0" maxOccurs="unbounded"><xs:element minOccurs="1" maxOccurs="1" name="HRS_117_0_Table_3_x005F_x002E_01_x0020_Repeat_x0020_Group"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundType"><xs:annotation><xs:documentation>This is the type of private health insurer fund</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PrivateHealthInsurerFundType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundName"><xs:annotation><xs:documentation>This means Private Health Insurer Fund Name</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHICounterpartyGroupName"><xs:annotation><xs:documentation>This is the name of the group to which the counterparty to the exposure belongs.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIEligibleCreditSupportAppliedIndicator"><xs:annotation><xs:documentation>This means Eligible Credit Support Applied Indicator</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="YesNo"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIAssetExposureCategoryAfterEligibleCreditSupportType"><xs:annotation><xs:documentation>This means Asset Exposure Category After Eligible Credit Support Type</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PHIAssetExposureCategoryAfterEligibleCreditSupportType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIAssetConcentrationRiskChargeNetExposureAmount"><xs:annotation><xs:documentation>This means the fair value of the exposure, net of provision for doubtful debts and any regulatory adjustments to capital base related to this exposure, that is subject to an Asset Concentration Risk Charge. Reinsurance exposures regulatory adjustments would consist of reinsurance assets not subjected to an executed and legally binding contract.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIAssetConcentrationRiskChargeLongTermNetExposureAmount"><xs:annotation><xs:documentation>This means the fair value of the exposure to long-term assets, net of provision for doubtful debts and after amounts that are deducted from the capital base. Long term exposures are those assets with a residual maturity of greater than one year.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIAssetConcentrationRiskChargeLimitAmount"><xs:annotation><xs:documentation>For reinsurance exposures this means the appropriate asset concentration limit as specified in HPS 117 for reinsurance exposures to Grade 5, 6 and 7 counterparties or Grade 4 counterparties belonging to the same group.
For non-reinsurance exposures this means the appropriate Asset Concentration Risk Charge limit as specified in HPS 117.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIAssetConcentrationRiskChargeLongTermLimitAmount"><xs:annotation><xs:documentation>This means the appropriate Asset Concentration Risk Charge limit amount for long-term exposures to unrelated parties that are part of an APRA-regulated group as per HPS 117.
For exposures categorised as 'unrelated party (APRA-regulated group)', this is the fair value of the exposure to long-term assets, net of provision for doubtful debts and after amounts that are deducted from the capital base. Long term exposures are those assets with a residual maturity of greater than one year.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:sequence><xs:attribute default="list" name="type" /></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:sequence><xs:attribute fixed="schema" name="type" use="required" /><xs:attribute default="9" name="versionNumber" use="optional" /><xs:attribute fixed="6701e106-9ea5-44e3-acdc-0a04c65fcbc0" name="guid" use="required" /><xs:attribute default="2" name="ExplanationForWarningsRequired" type="xs:string" use="optional" /><xs:attribute default="true" name="PersistAllCalculatedValues" type="xs:boolean" use="optional" /><xs:attribute default="true" name="UseStaticCalculatedValues" type="xs:boolean" use="optional" /><xs:attribute default="On" name="StandardXmlNamingRestrictions" type="xs:string" use="optional" /><xs:attribute default="0" name="GenerateXsd" type="xs:string" use="optional" /><xs:attribute default="HRS_117_0_HoleRestrictionsFile3.xlsx" name="HolesConstraintFile" type="xs:string" use="optional" /></xs:complexType></xs:element></xs:schema>