<?xml version="1.0" encoding="utf-8"?><xs:schema attributeFormDefault="unqualified" elementFormDefault="qualified" xmlns:xs="http://www.w3.org/2001/XMLSchema"><xs:complexType name="Thousand_x0020_Separated"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:decimal"><xs:whiteSpace value="collapse" fixed="true" /><xs:totalDigits value="19" fixed="true" /><xs:fractionDigits value="0" fixed="true" /><xs:pattern value="-?[0-9]{0,19}" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="TEXT"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:minLength value="1" fixed="true" /><xs:maxLength value="4000" fixed="true" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="MONETARY"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:decimal"><xs:whiteSpace value="collapse" fixed="true" /><xs:totalDigits value="28" fixed="true" /><xs:fractionDigits value="9" fixed="true" /><xs:pattern value="-?[0-9]{0,19}(\.[0-9]{0,9})?" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="Integer"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:decimal"><xs:whiteSpace value="collapse" fixed="true" /><xs:totalDigits value="19" fixed="true" /><xs:fractionDigits value="0" fixed="true" /><xs:pattern value="-?[0-9]{0,19}" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="Date"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:date"><xs:whiteSpace value="collapse" fixed="true" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="Integer_x0020__x0028_14_x0029_"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:decimal"><xs:whiteSpace value="collapse" fixed="true" /><xs:totalDigits value="14" fixed="true" /><xs:fractionDigits value="0" fixed="true" /><xs:pattern value="-?[0-9]{0,14}" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="Percent_x0020__x0028_2_x0020_decimal_x0020_places_x0029_"><xs:annotation><xs:documentation>This stores a percentage as a decimal to 2 decimal places, e.g. 5.21% is reported as 0.0521</xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:decimal"><xs:whiteSpace value="collapse" fixed="true" /><xs:totalDigits value="9" fixed="true" /><xs:fractionDigits value="4" fixed="true" /><xs:pattern value="-?[0-9]{0,5}(\.[0-9]{0,4})?" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="PrivateHealthInsurerFundType"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="HealthBenefitsFund"><xs:annotation><xs:documentation>Key 'HealthBenefitsFund' = Label 'Health benefits fund'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="GeneralFund"><xs:annotation><xs:documentation>Key 'GeneralFund' = Label 'General fund'</xs:documentation></xs:annotation></xs:enumeration></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="PHIPrivateHealthInsurerBusinessType"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="HealthInsuranceBusiness"><xs:annotation><xs:documentation>Key 'HealthInsuranceBusiness' = Label 'Health insurance business'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="HealthRelatedInsuranceBusiness"><xs:annotation><xs:documentation>Key 'HealthRelatedInsuranceBusiness' = Label 'Health-related insurance business'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="HealthRelatedBusinessNonInsurance"><xs:annotation><xs:documentation>Key 'HealthRelatedBusinessNonInsurance' = Label 'Health-related business – non-insurance'</xs:documentation></xs:annotation></xs:enumeration></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="PHIFutureQuarter"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="Quarter0"><xs:annotation><xs:documentation>Key 'Quarter0' = Label 'Quarter 0'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Quarter1"><xs:annotation><xs:documentation>Key 'Quarter1' = Label 'Quarter 1'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Quarter2"><xs:annotation><xs:documentation>Key 'Quarter2' = Label 'Quarter 2'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Quarter3"><xs:annotation><xs:documentation>Key 'Quarter3' = Label 'Quarter 3'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Quarter4"><xs:annotation><xs:documentation>Key 'Quarter4' = Label 'Quarter 4'</xs:documentation></xs:annotation></xs:enumeration></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="PHIHealthInsuranceBusinessPolicyForecastsType"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="NewHIBPoliciesToPHI"><xs:annotation><xs:documentation>Key 'NewHIBPoliciesToPHI' = Label 'New HIB policies to PHI'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="NewHIBPolicyTransfers"><xs:annotation><xs:documentation>Key 'NewHIBPolicyTransfers' = Label 'New HIB policy transfers'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="HIBTerminatedPolicies"><xs:annotation><xs:documentation>Key 'HIBTerminatedPolicies' = Label 'HIB terminated policies'</xs:documentation></xs:annotation></xs:enumeration></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:complexType name="PHIHospitalCategoryGrossMarginType"><xs:annotation><xs:documentation>
      </xs:documentation></xs:annotation><xs:sequence><xs:element name="value"><xs:simpleType><xs:restriction base="xs:string"><xs:whiteSpace value="preserve" fixed="true" /><xs:enumeration value="Gold" /><xs:enumeration value="Silver+"><xs:annotation><xs:documentation>Key 'Silver+' = Label 'Silver +'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Silver" /><xs:enumeration value="Bronze+"><xs:annotation><xs:documentation>Key 'Bronze+' = Label 'Bronze +'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Bronze" /><xs:enumeration value="Basic+"><xs:annotation><xs:documentation>Key 'Basic+' = Label 'Basic +'</xs:documentation></xs:annotation></xs:enumeration><xs:enumeration value="Basic" /></xs:restriction></xs:simpleType></xs:element></xs:sequence></xs:complexType><xs:element name="PHI_FT"><xs:complexType><xs:sequence minOccurs="1" maxOccurs="1"><xs:element name="PHI_FT"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="FrequencyCategory"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="NumberOfMonthsInPeriod"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="Integer"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PreviousPeriodEndDate"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="Date"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="FirmID"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="Thousand_x0020_Separated"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="FirmName"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="EntityDetails"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="EntityDetails_x005F_x002E_01"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="FirmRef"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="ReportingEndDate"><xs:complexType><xs:complexContent mixed="false"><xs:extension base="Date"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="HRS_104_0_Table_1"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="HRS_104_0_Table_1_x005F_x002E_01"><xs:complexType><xs:sequence minOccurs="0" maxOccurs="unbounded"><xs:element minOccurs="1" maxOccurs="1" name="HRS_104_0_Table_1_x005F_x002E_01_x0020_Repeat_x0020_Group"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundName"><xs:annotation><xs:documentation>This means Private Health Insurer Fund Name</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIFutureQuarter"><xs:annotation><xs:documentation>This is the central estimate forecasts provided for each of the next four quarters starting from the reporting date.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PHIFutureQuarter"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIHealthInsuranceBusinessPolicyForecastsType"><xs:annotation><xs:documentation>Health insurance business policy forecasts types include:
new HIB polices to PHI;
new HIB policy transfers; and
HIB terminated policies.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PHIHealthInsuranceBusinessPolicyForecastsType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIPolicyForecastsCount"><xs:annotation><xs:documentation>For new HIB polices to PHI, this is the count of those policies to become in force in the forecast quarter.
For new HIB policy transfers, this is the count of those policies where at least one policy holder of a policy would be expected to have a transfer certificate in the forecast quarter.
For HIB terminated policies, this is the count of those policies stop being in force in the forecast quarter.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="Integer_x0020__x0028_14_x0029_"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIPolicyForecastsAverageMonthlyPremiumAmount"><xs:annotation><xs:documentation>For new HIB policies to PHI, this is the average monthly premium rate for those policies at the points in the forecast quarter where they first become in force.
For new HIB policy transfers, this is the average monthly premium rate for those policies where at least one policy holder of a policy would be expected to have a transfer certificate in the forecast quarter where they first become in force.
For HIB terminated policies, this is the average monthly premium rate for those policies immediately before the points in the forecast quarter where they first stop being in force.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:sequence><xs:attribute default="list" name="type" /></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="HRS_104_0_Table_2"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="HRS_104_0_Table_2_x005F_x002E_01"><xs:complexType><xs:sequence minOccurs="0" maxOccurs="unbounded"><xs:element minOccurs="1" maxOccurs="1" name="HRS_104_0_Table_2_x005F_x002E_01_x0020_Repeat_x0020_Group"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundType"><xs:annotation><xs:documentation>This is the type of private health insurer fund</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PrivateHealthInsurerFundType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundName"><xs:annotation><xs:documentation>This means Private Health Insurer Fund Name</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIFutureQuarter"><xs:annotation><xs:documentation>This is the central estimate forecasts provided for each of the next four quarters starting from the reporting date.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PHIFutureQuarter"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIHealthRelatedBusinessNonInsuranceForecastRevenueAmount"><xs:annotation><xs:documentation>The central estimate forecast revenue from HRB, excluding revenue related to health-related insurance business.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIHealthRelatedBusinessNonInsuranceProfitLossAmount"><xs:annotation><xs:documentation>The central estimate forecast of health-related business non-insurance profit / loss for that future quarter.
Health-related business non-insurance profit / loss means health-related business non-insurance revenue amount less the central estimate forecast expenses related to conducting HRB non-insurance. HRB non-insurance expenses are to be the forecast of other business expenses as defined in HRS 101.0, for the private health insurer business type of HRB – non-insurance.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHICapitalTransfersInOutOfTheFundAmount"><xs:annotation><xs:documentation>This is the amount expected to be transferred to/from parent entity and to/from other health benefits funds or general funds per Reporting Standard HRS 101.0 Regulatory Income Statement – Supplementary Information (HRS 101.0). This excludes transfers to reserves and changes in accounting policies.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHICapitalBaseAmount"><xs:annotation><xs:documentation>Capital base is defined in Prudential HPS 112 Determination of Capital Base.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIPrescribedCapitalAmount"><xs:annotation><xs:documentation>This means the value of prescribed capital.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:sequence><xs:attribute default="list" name="type" /></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="HRS_104_0_Table_3"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="HRS_104_0_Table_3_x005F_x002E_01"><xs:complexType><xs:sequence minOccurs="0" maxOccurs="unbounded"><xs:element minOccurs="1" maxOccurs="1" name="HRS_104_0_Table_3_x005F_x002E_01_x0020_Repeat_x0020_Group"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundType"><xs:annotation><xs:documentation>This is the type of private health insurer fund</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PrivateHealthInsurerFundType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundName"><xs:annotation><xs:documentation>This means Private Health Insurer Fund Name</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIFutureQuarter"><xs:annotation><xs:documentation>This is the central estimate forecasts provided for each of the next four quarters starting from the reporting date.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PHIFutureQuarter"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHITargetCapitalAmount"><xs:annotation><xs:documentation>The target capital amount is determined in accordance with the Internal Capital Adequacy Assessment Process. This is to be expressed as a target for the capital base of the health benefits fund or general fund.
Insurers that use a range for its target capital should report the lower bound of the range for this reporting standard.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="MONETARY"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:sequence><xs:attribute default="list" name="type" /></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="HRS_104_0_Table_4"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="HRS_104_0_Table_4_x005F_x002E_01"><xs:complexType><xs:sequence minOccurs="0" maxOccurs="unbounded"><xs:element minOccurs="1" maxOccurs="1" name="HRS_104_0_Table_4_x005F_x002E_01_x0020_Repeat_x0020_Group"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundName"><xs:annotation><xs:documentation>This means Private Health Insurer Fund Name</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIHospitalCategoryGrossMarginType"><xs:annotation><xs:documentation>Hospital category gross margin types are:
Gold;
Silver +;
Silver;
Bronze +;
Bronze;
Basic +; and
Basic.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PHIHospitalCategoryGrossMarginType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIGrossMarginForecastPercent"><xs:annotation><xs:documentation>This is the gross margin forecast for the 12-month period following the reporting date.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="Percent_x0020__x0028_2_x0020_decimal_x0020_places_x0029_"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:sequence><xs:attribute default="list" name="type" /></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="HRS_104_0_Table_5"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="HRS_104_0_Table_5_x005F_x002E_01"><xs:complexType><xs:sequence minOccurs="0" maxOccurs="unbounded"><xs:element minOccurs="1" maxOccurs="1" name="HRS_104_0_Table_5_x005F_x002E_01_x0020_Repeat_x0020_Group"><xs:complexType><xs:all><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundType"><xs:annotation><xs:documentation>This is the type of private health insurer fund</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PrivateHealthInsurerFundType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PrivateHealthInsurerFundName"><xs:annotation><xs:documentation>This means Private Health Insurer Fund Name</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="TEXT"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIPrivateHealthInsurerBusinessType"><xs:annotation><xs:documentation>This means the Private Health Insurer Business Type</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="PHIPrivateHealthInsurerBusinessType"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element><xs:element minOccurs="0" maxOccurs="1" name="PHIGrossMarginTargetPercent"><xs:annotation><xs:documentation>The gross margin target percent is the target value of the gross margin.
Insurers that use a range for their gross margin target should report the lower bound of the range for this Reporting Standard.</xs:documentation></xs:annotation><xs:complexType><xs:complexContent mixed="false"><xs:extension base="Percent_x0020__x0028_2_x0020_decimal_x0020_places_x0029_"><xs:attribute default="item" name="type" /></xs:extension></xs:complexContent></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:sequence><xs:attribute default="list" name="type" /></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:all><xs:attribute default="group" name="type" /></xs:complexType></xs:element></xs:sequence><xs:attribute fixed="schema" name="type" use="required" /><xs:attribute default="6" name="versionNumber" use="optional" /><xs:attribute fixed="99532100-c70d-418c-a7c1-96a09298e571" name="guid" use="required" /><xs:attribute default="2" name="ExplanationForWarningsRequired" type="xs:string" use="optional" /><xs:attribute default="true" name="PersistAllCalculatedValues" type="xs:boolean" use="optional" /><xs:attribute default="true" name="UseStaticCalculatedValues" type="xs:boolean" use="optional" /><xs:attribute default="On" name="StandardXmlNamingRestrictions" type="xs:string" use="optional" /><xs:attribute default="0" name="GenerateXsd" type="xs:string" use="optional" /><xs:attribute default="HRS 104.0 - HoleRestrictionsFile.xlsx" name="HolesConstraintFile" type="xs:string" use="optional" /></xs:complexType></xs:element></xs:schema>