PET - Plain English Taxonomy

ARF_323_0: Statement of Financial Position (Licensed ADI)
Australian Business Number Institution Name
   
Reporting Period Scale Factor  
Monthly Whole dollars no decimal place
Reporting Consolidation
Solo Book
Section A: Assets
1. Cash and Liquid Assets  
1.1. Notes and coins
1.2. Deposits at call  
1.2.1. Banks
1.2.2. Other ADIs
1.2.3. Registered financial corporations
1.2.4. Other financial institutions
1.3. Gold bullion
1.4. Due from clearing houses
1.5. Securities purchased under agreements to resell
1.6. Due from   Financial Institutions  
1.6.1. RBA or central banks
1.6.2. Banks
1.6.3. Other ADIs
1.6.4. Registered financial corporations
1.6.5. Other financial institutions
1.7. Total cash and liquid assets
2. Trading Securities  
2.1. Australian Commonwealth government securities   
2.2. Other Australian government securities
2.3. Bank debt securities
2.4. Other ADI debt securities
2.5. Corporate paper  
2.6. Asset backed debt securities
2.7. Other debt securities
2.8. Equity securities
2.9. Total trading securities
3. Investment Securities  
3.1. Australian Commonwealth government securities
3.2. Other Australian government securities
3.3. Bank debt securities
3.4. Other ADI debt securities
3.5. Corporate paper  
3.6. Asset backed debt securities
3.7. Other debt securities
3.8. ADI equity securities
3.9. Insurance corporations equity securities
3.10. Other equity securities
3.11. Total investment securities
4. Other Deposits  
4.1. Banks
4.2. Other ADIs
4.3. Other
4.4. Total other deposits
 
5. Acceptances of customers
6. Loans and Advances
Balance Outstanding Specific Provision General Reserve for Credit Losses
(1) (2) (3)
6.1. Loans to Households  
6.1.1. Housing Loans      
6.1.1.1. Owner-occupied
6.1.1.1.1.    of which: Revolving credit secured by residential mortgage    
6.1.1.2.   Investment
6.1.1.2.1.    of which: Revolving credit secured by residential mortgage    
6.1.1.3. Total housing
6.1.1.3.1.    of which: Fixed interest rate loans
6.1.1.3.2.    of which: Variable interest rate loans
6.1.2. Revolving credit  
6.1.2.1. of which: Revolving credit secured by residential mortgage    
6.1.3. Credit cards  
6.1.4. Leasing
6.1.5. Other personal term loans  
6.1.5.1. of which: Fixed interest rate loans
6.1.5.2. of which: Variable interest rate loans
6.1.6. Total loans to households
 
6.2. Commercial Lending        
6.2.1. Private and public trading corporations
6.2.2. Private unincorporated businesses and CSOs
6.2.3. ADIs and other financial institutions
6.2.4. Government  
6.2.5. Total commercial lending
6.2.5.1. of which: Revolving credit
6.2.5.2. of which: Credit cards
6.2.5.3. of which: Term loans - fixed rate
6.2.5.4. of which: Term loans - variable rate
6.2.5.5. of which: Leasing
6.2.5.6. of which: Other loans
     
6.3. Total gross loans and advances
6.3.1. of which: Margin Lending  
6.3.2. of which: Loans held for sale  
 
6.4. Less: Deferred fee income
 
6.5. Loans and advances (net of specific provision, general reserve for credit losses and deferred fee income)
7. Other Investments  
7.1. Parent entity
7.2. Controlled entities
7.3. Associates
7.4. Equity investments in former SSPs
7.5. Joint ventures
7.6. Other
7.7. Total other investments
8. Fixed Assets  
8.1. Property
8.2. Plant and equipment
8.3. Less: Accumulated depreciation/impairment- Property, plant and equipment
8.4. Property, plant and equipment net of accumulated depreciation/impairment
8.5. Information technology
8.5.1. Work in progress (WIP)  
8.5.1.1. Hardware and software application costs
8.5.1.2. Development and other on costs
8.5.1.3. Total WIP
8.5.2. In use  
8.5.2.1. Hardware and software application costs
8.5.2.2. Development and other on costs
8.5.2.3. Total in use
8.5.3. Other information technology  
8.5.4. Total information technology (WIP plus In use plus Other information technology)
8.6. Less: Accumulated depreciation/impairment- Information technology
8.7. Total information technology net of accumulated depreciation/impairment
8.8. Other
8.9. Less: Accumulated depreciation/impairment- Other
8.10. Total other net of accumulated depreciation/impairment
8.11. Net fixed assets
9. Intangible Assets  
9.1. Intangible assets with a finite life
9.2. Less: Accumulated amortisation
9.3. Net intangible assets with a finite life
9.4. Intangible assets with an infinite life
9.5. Less: Impairment
9.6. Net intangible assets with an infinite life
9.7. Goodwill
9.8. Less: Impairment
9.9. Net goodwill
9.10. Net intangible assets
10. Other Assets  
10.1. Interest receivable
10.2. Capitalised debt raising/funding costs
10.3. Capitalised costs associated with establishing/setting up securitisation vehicles/programs
10.4. Capitalised loan and lease origination fees and commissions paid to mortgage originators and brokers
10.5. Other capitalised expenses of a general nature
10.6. Derivative financial instruments  
10.6.1. Trading book derivatives
10.6.2. Banking book derivatives
10.7. Deferred tax asset  
10.7.1. From tax losses
10.7.2. From specific provision and general reserve for credit losses
10.7.3. Other
10.8. Loan/credit card servicing rights
10.9. Defined benefit assets
10.10. Non-current assets and disposal groups classified as held for sale
10.11. Items in suspense
10.12. Other
10.13. Total other assets
 
11. Total assets
11.1. of which: Deposits, Debt Securities and Loans to Controlled Entities and Associates  
11.1.1. Subordinated
11.1.2. Secured
11.1.3. Other
11.2. of which: Deposits, Debt Securities and Loans to the Parent Entity  
11.2.1. Subordinated
11.2.2. Secured
11.2.3. Other
12. Memo Items  
12.1. Outstanding principal balance of securitised assets
12.1.1. of which: Owner-occupied housing loans
12.1.2. of which: Investment housing loans
12.1.3. of which: Other personal loans
12.1.4. of which: Loans to selected commercial borrowers
12.2. Credit card chargebacks paid to card issuers during the reporting period
Section B: Liabilities
1. Due to clearing houses
2. Due to Financial Institutions  
2.1. RBA or central banks
2.2. Banks
2.3. Other ADIs
2.4. Registered financial corporations
2.5. Other financial institutions
2.6. Total due to financial institutions
 
3. Acceptances
4. Deposits
4.1. Call/On Demand
4.1.1. Transaction  
4.1.1.1. Households/retail
4.1.1.2. Other
4.1.2. Non-Transaction  
4.1.2.1. Households/retail
4.1.2.2. Other
4.2. Term Deposits  
4.2.1. Households/retail
4.2.2. Other
4.3. Certificates of deposit
4.4. Retirement saving accounts
4.5. Other
4.6. Total deposits
5. Other Borrowings  
5.1. Securities sold under agreements to repurchase
5.2. Promissory notes/commercial paper
5.3. Other short-term debt securities
5.4. Short-Term Loans from ADI's  
5.4.1. Variable rate
5.4.2. Fixed rate
5.5. Short-Term Loans: Other  
5.5.1. Variable rate
5.5.2. Fixed rate
5.6. Total other borrowings
6. Income Tax Liability  
6.1. Current tax liability
6.2. Deferred tax liability
6.3. Total income tax liability
7. Provisions  
7.1. Dividends  
7.2. Employee entitlements
7.3. Non-lending losses
7.4. Restructuring costs
7.5. Other provisions
7.6. Total provisions  
8. Bonds, Notes and Long-Term Borrowings  
8.1. Debt securities
8.2. Loans  
8.2.1. Variable rate
8.2.2. Fixed rate
8.3. Total bonds, notes and long-term borrowings
9. Creditors and Other Liabilities  
9.1. Defined benefit liabilities -   current
9.2. Defined benefit liabilities - non current
9.3. Interest payable
9.4. Unearned interest
9.5. Derivative financial Instruments
9.5.1. Trading book derivatives
9.5.2. Banking book derivatives
9.6. Items in suspense
9.7. Due to merchants
9.8. Liabilities included in disposal groups classified as held for sale
9.9. Share capital repayable on demand
9.10. Other
9.11. Total creditors and other liabilities  
10. Loan Capital and Hybrid Securities  
10.1. Members withdrawable shares
10.2. Loan capital
10.3. Hybrid securities
10.4. Total loan capital and hybrid securities
 
11. Total liabilities
11.1. of which: Deposits, Debt Securities and Loans from Contr olled Entities and Associates  
11.1.1. Subordinated
11.1.2. Secured
11.1.3. Other  
11.2.   of which: Deposits, Debt Securities and Loans from the P arent Entity  
11.2.1. Subordinated
11.2.2. Secured
11.2.3. Other
11.3. of which: Other secured deposits, debt securities and loans
 
12. Net assets
Section C: Shareholders' Equity
1. Share Capital  
1.1. Ordinary shares
1.2. Preference shares
1.3. Other
1.4. Total share capital
2. Reserves  
2.1. General reserves
2.2. Capital profits reserve
2.3. Asset Revaluation Reserve  
2.3.1. Owner-occupied property
2.3.2. Plant and equipment
2.3.3. Intangibles revaluation surplus
2.3.4. Investment in subsidiaries
2.3.5. Investments in associates/share of associates
2.3.6. Relating to non-current assets or disposal groups held for sale
2.3.7. Other
2.3.8. Total asset revaluation reserve
2.4. Foreign currency translation reserve
2.5. Available for sale reserve  
2.5.1. Marketable securities
2.5.2. Other
2.6. Cash flow hedge reserve
2.7. Share based payments reserve
2.8. Other reserves
2.9. Total reserves
 
3. Retained profits or accumulated losses at the end of the period
 
4. Total shareholders' equity