PET - Plain English Taxonomy

ARF_223_0: Residential Mortgage Lending
Effective date: 1 January 2018
Australian Business Number Institution Name
   
Reporting Period Scale Factor  
Quarterly Millions to one decimal place for banks
Thousands with no decimal place for other ADIs  
Percentages to two decimal places
Reporting Consolidation
Level 1 or Level 2
Section A: Outstanding loans secured by residential property   
  Secured in Australia Secured overseas
  (1) (2)
1. Credit limits (including redrawable amounts)
1.1. Term loans - owner-occupied
1.2. Term loans - investment
1.3. Term loans - non-housing purposes
1.4. Revolving credit
2. Balances in offset accounts
   
  Secured in Australia Secured in Australia: Past-due or impaired
  (1) (2)
3. Credit outstanding
3.1. Term loans - owner-occupied
3.1.1. of which : interest-only
3.1.2. of which : third-party originated
3.2. Term loans - investment
3.2.1. of which : interest-only
3.2.2. of which : third-party originated
3.3. Term loans - non-housing purposes
3.3.1. of which : interest-only
3.3.2. of which : third-party originated  
3.4. Revolving credit
3.4.1. of which : third-party originated
3.4.2. of which: reverse mortgages
3.5. Credit outstanding    
3.5.1. of which: low-documentation  
3.5.2. of which: loans to non-residents
3.5.3. of which: loans to SMSFs
3.5.4. of which: with lenders mortgage insurance
3.5.5. of which: loans for units or apartments
4. Term loans - credit outstanding by vintage    
4.1. Loans funded <= 3 years ago
4.2. Loans funded > 3 years and <= 5 years ago
4.3. Loans funded > 5 years ago
5. New past-due or impaired loans in the quarter  
6. Mortgagee in possession  
7. Loans 30-89 days past-due
8. Loans currently subject to temporary modifications due to financial difficulty
  LVR<60 60<=LVR<80 80<=LVR<85 85<=LVR<90 90<=LVR<95 LVR>=95 Missing LVR
  (1) (2) (3) (4) (5) (6) (7)
9. Term loans outstanding by LVR - Australia
9.1. of which: owner-occupied
9.2. of which : investment
9.3. of which : third-party originated
9.4. of which : past-due or impaired
Section B: New loans funded during the quarter, secured by residential property
  Secured in Australia Secured overseas
  (1) (2)
10. New loans funded - total committed amount
Owner-occupied Investment Non-housing purposes Total
(1) (2) (3) (4)
10.1. Term loans - Australia  
10.1.1. of which: interest-only
10.1.2. of which: third-party originated
10.1.3. of which : loan-to-income >= 4x <6x
10.1.4. of which : loan-to-income >= 6x
10.1.5. of which : debt-to-income >= 4x <6x
10.1.6. of which : debt-to-income >= 6x  
10.2. Revolving credit - Australia  
10.3. New loans funded - total committed amount - Australia  
10.3.1. Externally refinanced  
10.3.2. Loans to SMSFs  
10.3.3. Loans to non-residents  
10.3.4. With lenders mortgage insurance  
10.3.5. Impaired customer credit history  
10.3.6. Exceptions to serviceability policy  
10.3.7. Serviceability verification waivers  
10.3.8. Loans for units or apartments  
LVR<60 60<=LVR<80 80<=LVR<81 81<=LVR<85 85<=LVR<90 90<=LVR<95 LVR>=95
(1) (2) (3) (4) (5) (6) (7)
11. New term loans funded by LVR - Australia
11.1. of which : owner-occupied
11.2. of which : investment
11.3. of which : interest-only
11.4. of which : third-party originated
  Weighted average
  (1)
12. Interest rates - new loans funded during the quarter - Australia  
12.1. Average variable rate
12.2. Average loan serviceability assessment rate  
 
Amount
(1)
13. Increase in credit limits for existing term loans during the quarter
13.1. of which: interest-only loans
Section C: Loans to private unincorporated businesses secured by residential mortgages
  Amount
  (1)
14. Loans to private unincorporated businesses - Australia  
14.1. Credit outstanding
14.2. New loans funded during the quarter - total committed amount