You may be trying to access this site from a secured browser on the server. Please enable scripts and reload this page.
Turn on more accessible mode
Turn off more accessible mode
Skip Ribbon Commands
Skip to main content
Contact APRA
Sitemap
Extranet Login
Advanced
Authorised Deposit-taking Institutions
Prudential Framework
Reporting Framework
ADI Statistics
Authorisation guidelines for ADIs
Industry Levies
PAIRS - Probability and Impact Rating System
SOARS - Supervisory Oversight and Response System
Basel II
Register of ADIs
Legislation
Breach notification
Foreign bank representative offices (not ADIs)
Financial Claims Scheme (FCS)
First Home Saver accounts
Other publications for Authorised Deposit-taking Institutions
General Insurance
Prudential framework
Reporting framework
General Insurance Statistics
Authorisation guidelines for General Insurers
Industry levies
PAIRS - Probability and Impact Rating System
SOARS - Supervisory Oversight and Response System
Register of General Insurers
Legislation
Breach notification
National Claims and Policies Database (NCPD)
Unauthorised Foreign Insurers - UFIs (formerly DOFIs)
Financial Claims Scheme (FCS)
Other publications for General Insurers
Superannuation
Current reforms
Prudential framework
Reporting framework
Superannuation Statistics
Industry levies
Licensing and registration of trustees
PAIRS
SOARS
Lists of Trustees and Funds
Legislation
Breach notification
Lost members and wound up funds
Early Release of Superannuation Benefits
First Home Saver accounts
Superannuation forms
Other publications for Superannuation Entities
Life Insurance & Friendly Societies
Prudential framework
Reporting framework
Life Insurance and Friendly Society Statistics
Registration of a Life Insurer or Friendly Society
Industry levies
PAIRS - Probability and Impact Rating System
SOARS - Supervisory Oversight and Response System
Register of Life Insurers
Register of Friendly Societies
Registered Non-Operating Holding Companies (NOHCs)
Legislation
Breach notification
First Home Saver accounts
Life Insurance Actuarial Standards Board (LIASB) archive
Other publications for Life Insurers and Friendly Societies
Non-regulated Entities
Discretionary Mutual Funds (DMFs)
Foreign bank representative offices (not ADIs)
GI Intermediaries
Guidelines on implementation of Section 66, Banking Act 1959
Medical Defence Organisations (MDOs)
Registered Financial Corporations (RFCs)
Religious Charitable Development Funds
Wholesale Funders
Home
>
Authorised Deposit-taking Institutions
>
Prudential Framework
Text-Size
Text-Size
Text-Size
Print Page
Subscribe
Subscribe
space
Twitter
About APRA
Introduction
APRAs Vision, Mission, Values
APRA Brochure
APRA Service Charter
APRA Supervision Blueprint
APRA Code of Conduct
Governance
People at APRA
Legislation
Industry fees and levies
Memoranda of Understanding and Letters of Arrangement
Statutory reporting requirements
Information policies
Links to related regulatory, government and industry organisations
Information on being a 'whistleblower'
Publications
Annual Report
APRA Brochure
Insight
Memoranda of Understanding and Letters of Arrangement
Research papers
Supervision Blueprint
Media Centre
Media releases
Speeches
Statistics
Submissions
Letters to Editors
Working at APRA
Current vacancies
APRA Graduate Program
Learning and Development
Workplace Diversity
Recognition and Benefits
Information About:
Supervision
Statistics
Policy
Research
Quick Links
D2A
Disqualification Register
Enforceable Undertakings
Financial Claims Scheme (FCS)
Freedom of Information (FOI)
Consultations open
Letter to Life Insurers: Illiquidity premium
Implementing Basel III Capital Reforms in Australia - March 2012
Draft prudential standards for superannuation - April 2012
MySuper authorisation and transition - May 2012
ARCHIVED CONTENT
Prudential Standards and Guidance Notes for ADIs
Page Content
The Prudential Standards listed below are available in PDF format (
click here for instructions
).
APS 110 Capital Adequacy
Note:
Prudential Standard APS 110 Capital Adequacy has been varied by Banking (prudential standard) determination No. 1 of 2011
APS 111 Capital Adequacy: Measurement of Capital
APS 111 Frequently Asked Questions (FAQs)
Note:
Prudential Standard APS 111 Capital Adequacy: Measurement of Capital has been varied by Banking (prudential standard) determination No. 1 of 2011
APS 112 Capital Adequacy: Standardised Approach to Credit Risk
APS 113 Capital Adequacy: Internal Ratings-based Approach to Credit Risk
APS 114 Capital Adequacy: Standardised Approach to Operational Risk
APS 115 Capital Adequacy: Advanced Measurement Approaches to Operational Risk
APS 116 Capital Adequacy: Market Risk
APS 117 Capital Adequacy: Interest Rate Risk in the Banking Book (Advanced ADIs)
APS 120 Securitisation
Note:
ADIs are expected to comply with the funds management requirements in
Prudential Standard APS 120 Funds Management and Securitisation
Further information can be found
in the letter to ADIs regarding the deferral of new funds management prudential standard
APS 210 Liquidity
AGN 210.1 Liquidity Management Strategy
AGN 210.2 Scenario Analysis
AGN 210.3 Minimum Liquidity Holdings
APS 220 Credit Quality
AGN 220.1 Impaired Facility Definitions
AGN 220.2 Impairment, Provisioning and the General Reserve for Credit Losses
AGN 220.3 Prescribed Provisioning
AGN 220.4 Credit Risk Grading Systems
APS 221 Large Exposures
APS 222 Associations with Related Entities
APS 231 Outsourcing
(effective until 30 June 2012)
CPS 231 Outsourcing
(effective from 1 July 2012)
APS 232 Business Continuity Management
(effective until 30 June 2012)
AGN 232.1 Risk Assessment and Business Continuity Management
CPS 232 Business Continuity Management
(effective from 1 July 2012)
APS 240 Risk Management of Credit Card Activities
APS 310 Audit and Related Matters
APS 330 Capital Adequacy: Public Disclosure of Prudential Information
APS 510 Governance
(effective until 30 June 2012).
Please read the
remuneration governance extensions
for details of the changes released on 30 November 2009
CPS 510 Governance
(effective from 1 July 2012)
APS 520 Fit and Proper
(effective until 30 June 2012)
CPS 520 Fit and Proper
(effective from 1 July 2012)
APS 610 Prudential Requirements for Providers of Purchased Payment Facilities
APS 910 Financial Claims Scheme