Authorised Deposit-taking Institutions (ADIs) are corporations which are authorised under the
Banking Act 1959.
ADIs include;
- banks;
- building societies; and
- credit unions.
All ADIs are subject to the same Prudential Standards but the use of the names 'bank', 'building society' and 'credit union' is subject to corporations meeting certain criteria.
The following links provide information relevant to ADIs:
Authorisation - Information for institutions seeking authorisation as an ADI. Includes guidelines on the authorisation of ADIs, implementation of Section 66, Banking Act 1959, Specialist Credit Card Institutions (SCCIs) and providers of Purchased Payment Facilities (PPFs).
Basel II: Discussion papers, response papers, other releases and draft prudential standards, prudential practice guides, reporting standards, forms and instructions relating to Basel II implementation in Australia.
Breach reporting - Information relating to notifying APRA of breaches of prudential requirements for ADIs.
Consultation packages: Proposals released by APRA for consultation where submissions and responses are invited from industry. Consultation packages can include letters, discussion papers, response papers, draft guidance material and other draft information.
Prudential Framework: Information for ADIs in order to meet APRA's prudential requirements. Includes links to legislation, prudential standards and guidance notes, prudential practice guides and other guidance.
Risk assessment and supervisory response tools:
Statistical publications: APRA publishes a suite of 14 statistical publications across all industries. These provide regular updates on the financial performance of APRA-regulated industries and individual entities. ADI statistical publications include: