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Submission - Joint RBA and APRA Inquiry into Home Lending Practices and Processes

This submission brings together the factual material available to the Reserve Bank of Australia and APRA which is relevant to the four questions asked by the Committee. The material mainly relates to questions 1, 2 and 4. The information collected by the Reserve Bank and APRA in pursuit of their policy responsibilities does not extend in any great detail to the issues raised in question 3; we do, however, outline information on the extent to which households are accessing superannuation.

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