Thanks for the opportunity to talk with you today. Henry Ford said:
"History is more or less bunk. It's tradition. We don't want tradition. We want to live in the present, and the only history that is worth a tinker's damn is the history that we make today."
George Santayana, a Spanish American philosopher, said:
"Those who cannot remember the past are condemned to repeat it"
Now the question that begs to be asked here is this:
Which of Henry and George would have made the better prudential regulator?